I agree, it's not like your car gets destroyed and you get to profit from that, but this seems to be an unusual circumstance. Whereas the value is easy to determine on most new cars, this seems tricky. Let's say he paid $65k for the car. In the skewed market where demand outstrips supply and a new/titled Vette brings more than sticker and there are literally no new 2020's to be bought, how do you think value will be determined? It's an honest question for the insurance professionals on the board.