Originally Posted by polyspheric
W/r/t your life insurance finds out your safety equipment was in violation of posted rules...and they pin loss of life on it

This is quite possible, "contributory negligence" is claimed to reduce the award value. IMHO an insurance company is likely to use this as a bargaining chip, regardless of what actually happened,



Sorry, this position doesn't hold water.

Life insurance usually even pays in suicide, with certain restrictions, forget "contributory negligence", that's how most accidents happen anyway..

They don't give a crap how you kicked the bucket.

However if its a mega policy, they might exclude car racing in the the terms.

Reality check, that half the population is smarter then 50% of the people and it's a constantly contested fact.