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Not so much cracking, although that has happened, the backpressure has been shown to actually split the main filter, (there are 2 in the pan),the filters tend to come loose where they are pushed up into the pump. A 125 filter seal will help hold the filter much better than a stock OE seal.
If the filter is sucking air, it cannot push the converter clutch off the lid and will drag/stall the engine.



Same if its low on fluid as I saw that happen a few times where it stalls the eng since it can keep the clutch converter clutch from applying some on the 45 and 545RFE's. Ron