Not so much cracking, although that has happened, the backpressure has been shown to actually split the main filter, (there are 2 in the pan),the filters tend to come loose where they are pushed up into the pump. A 125 filter seal will help hold the filter much better than a stock OE seal.
If the filter is sucking air, it cannot push the converter clutch off the lid and will drag/stall the engine.