Do you think it's because of people skipping out on insurance they used to buy, more people making claims to "get free money" wink wink nudge nudge, or gov regulations hurting profits, or ???
Most companies have not yet figured out how to price for the current market conditions. Vehicle values, repair costs, length of repairs and the corresponding increase in rental car expenses, etc. have made pricing a nightmare. Companies are losing money, some of them a lot of money, and the quick and dirty fix is to cut costs. But that's a bandage on a bullet wound. Until they figure out how to price correctly, they'll continue to lose money, and consumers will bear the brunt of it.
