We got hit in the Penny's parking lot some years back. Slow speed, no real damage of any kind. Called the cops. It took a while but an officer showed up, assessed the incident, said it was below the threshold for a citation. I did ask him if there will be a record of his involvement and he said there would be. I was good with that. My fear is that at the accident everyone is fine and then suddenly I find myself in court with the other driver in a neck brace and his lawyer claiming because of me his client will never be able to work again.