I also got a letter today telling us we are getting an additional 10% refund(credit). So for us we received $50/policy previously(4 cars=$200) and now should be an additional $100(10% on $1000) across those 4 policies. I'm good with it because I know I pay too much for insurance but our agent and the company has always taken care of us without question. I have a total of 11 policies with them.