If I didn't get one from my company, I'd call up and ask for one/complain. You might be surprised what they will do for you--especially if they think you might switch. Can't hurt to ask.

Miles driven is way down due to stay-at-home orders. Consequently accident claims are way down. All the insurance companies are making profits hand-over-fist right now. The smart ones are giving a little of it back to keep their customers from jumping ship. The other companies are just putting it in their pocket.