Just ordered my new crank for the 636ci and i just found out Bryant doesn't make visa or mastercard!

Is this something normal or????

Now i've got to send a bank check. Which will take a few days, and have it clear, another few days, before they start making it.

of coarse my wife now thinks it is fishy

Sounds to me like a sign of financial trouble.

They probably think the same about you. You are an international customer and there are a lot of scams around. Also, if you dont take delivery, they have to refund the money with a CC. Probably happens a lot in this economy. Whats their chance of resale on a 636ci mopar crank?

Most excellent reasoning!!! I was going Bob C's way and now your reasoning makes more sense to me.

We pay a higher rate on Canadan Cards

I don't accept credit cards either. Send me a check, cashiers check, or money order. The CC companies charge ridiculous fees and I am not making that much to start with and it is illegal for a business to charge more for a CC purchase. Also it is very easy for a consumer to have a purchase charged back and as a business, you are usually just out of luck. Easy way around all this, dont take them. Only had one person complain. His complaint was sending me money up front and them waiting on the parts. I said his card is always charged up front, so whats the difference. He would not do it. Made me question his intentions.

Monte

Its not financial trouble, its the BS fees credit card companies are charging retailers when people use cards.

I am about to the same point with my business.

I am going to put up a sign and add a percentage on Credit card sales.

For instance last month I only did a few CC transactions and the total charged was 308.88, and they took 35.49 out of that when it was all said and done for Charges and fees.

Its not worth it for me...

I guess it only makes it more difficult for 'outside US' customers when not accepting cc's. At least from over here, as we not work with checks and all that stuff, mostly just transfer the money. In my experience a lot of companies from the US are not very keen on giving away some of the needed account numbers while over here it's kind of normal to do it this way. So beside the normal transfer the easiest for us is a cc. In my case it's even the only reason I have a cc. And for long distance vacations to have it as a backup.

But so far, I was always able to work something out with all the different companies for my needed parts.

Best way to handle it as a business is to add the 3% on everything then offer a 3% discount for cash, debit cards are ok to they only charge us a transaction fee of 25cents.

It's a excellent policy not to use CCs,the fees ar ridiculous.We would rather take a check or money order and pass the saving on to the customer.It also helps keep alot of people from getting in trouble since it's so easy to charge it,but you still got to pay,sooner or later,sometimes later with big interest charges.It keeps people from spending money they don't have.I'am a firm believer that if you have to borrow or use CC for your hobby,find another hobby.I carry CCs myself and hardly use them except when necessarry,for my race car business I strictly use a debit check card.Any use of the credit card is paid promptly each month.The other issue is the stop payment policy that buyers use to settle disputes,they can tie up a business's payment for the slightest of issues.We hate to see people get caught up in the CC squeeze.We don't accept them either and would rather lose the sale.I can honestly say that most people we deal with are honest and in all our years of business I have only gotten ripped off with a bad personal check for $50+ and it was my fault for sending the parts first before the payment. That guy knows of my generosity and he will not get any more of it.

Bryant has had that policy for quite some time now, nothing "fishy" about it.

They also don't want to be stuck with someone who uses a card for a deposit, start on a $2000 custom billet crank, then have the customer revoke the charges when he changes his mind & there Bryant is with a 1/2 finished or fully finished custom Billet crank & no customer to sell it to... ie. I think your cashiers check deposit W/ Bryant will be non refundable.

Everyone wants to use a card these days but don't care about what a pain it is for the business owner... yes 2-3.5% charges on every card ran depending on brand, PLUS a $30-$40 service charge every month just for "privelidge" of using their machine... or you can buy the machine outright for mega $. Like moparacer said, does'nt matter if you run 1 card a month or 1000, you still have to pay their machine service fee.... deal with all their crazy card rules etc. In the end they are just a real hassle. Most people have no idea how many different CC rules/regulations there on various cards until you are a business & you start running a bunch & find out the security BS each different company has.

Just as a stupid example.... if I type the ZIP code in wrong or customer gave me wrong ZIP code... I CAN NOT re-run the card without contacting their CC company & explain what the issue was. End up spending 45 minutes on phone W/ 10 different people to get a card to go through...

All of the gas stations here jack the price of gas up $.10 for CC transactions.

I sent a cheque for a car, i bought from the US, i had to pay around £30($45) for the cheque + delivery, it took 4 wks, 3 days from England to USA then two and a half wks in the USPS to Arkansas and a week to clear.
I never buy what i cant afford and whenever I use my cc, i always pay the balance before interest is payable.
Mick

Isn't it easier and cheaper to deal with a supplier?
Unless their giving you a dealer discount.

This all makes sense to me. But every time i mention to the wife that i need a bank check and send it by mail its like there gonna take our money and run! I know Bryant isn't like that but my wife doesn't know Bryant either and she is the middle person when i need money to buy something. Up here it is very common to use your card for everything and pay it off at the end of the month. (I always pay the FULL amount) Also some cards give great little credits. Every month i get about 30-50$ off at Canadian tire just because i put all my fuel ups on my mastercard/canadian tire card.

Well my wife is getting the check today. Hmm Quebec to California a few days, a few days to clear and a nice NEW crank by mid Feb