Re: who been scamed on a part
[Re: Sniper]
#3214450
02/18/24 08:51 PM
02/18/24 08:51 PM
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Joined: Dec 2003
Posts: 23,276 Here
jcc
If you can't dazzle em with diamonds..
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If you can't dazzle em with diamonds..
Joined: Dec 2003
Posts: 23,276
Here
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Well consider this:
1. Anybody can be a VP at a bank
2. No VP is ever going against Government regulations and Corporate dogma in the slightest way
3. Government and the banking industry are in total lockstep on writing new regulations that serves both THEIR purposes, first and foremost.
4. The concept of "know" your customer from a bank's perspective is baloney, they only know your identity so as to be able to recoup future funds
5. The Patriot Act was a great cover for the implemented "know" the account holder regulations, and exploited here. mainly because the public is gullible enough to fall for the spoon fed "Patriotic" fight against "terrorism".
6. Prior to all this new "security" theater, a check written would be received at the depositing bank, and then physically went thru the Federal Reserve Banking system, and was "cleared" after it was received at the check writer's bank.
9. EVERY check received at the check writers bank overnight was stamped "PAID" and the correct amount was deducted from the account.
10 The next morning, any accounts overdrawn, mostly had checks marked "paid" were removed as needed to make account no longer overdrawn, stamped again "Payment canceled", the amount returned to the over drawn account, and then physically returned to originating bank.
11. That process took time and effort, and why the banking day used to end at 2:00pm
12. it was hard to achieve over long distances and put banks at risk with their arbitrary check clearing deadlines and funds holds.
13. It was also costly and inefficient, including normal stop payment protection, discovering postdated checks, fraud signatures, etc
14. Technology created new solutions.
I15. It became possible to electronically within seconds to pay processed checks and move funds nationally.
16. The banking advantage was, they could still place limited holds on funds, and collect interest during the hold, even though the funds had been withdrawn from the check writers account.
17. A further advantage was they no longer needed to physically transport a check or stamp it paid.
18. Bank customers no longer receive a physical PAID check in their monthly mailed statements anymore.
19. In days past, the Bank could no longer reverse payment on a check not in their possession
20. Any check now can be returned electronically at ANYTIME thereafter
21. The concept of checks "clearing" no longer exists
22. What in reality happens today is checks only get returned whenever needed
23. In the future, if any previous check is returned and your account becomes overdrawn, they want to be able to find you and get paid.
24. They don't care who you are as any primary concern..
It's amazing how some can wear a tin foil hat while their head is in their nether regions. Kudos to you A profound yet impotent reponse. Your consideration on the matter is overwhelming.
" All sorts of things can happen when you are open to new Ideas" Inventor of Kevlar
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Re: who been scamed on a part
[Re: Stanton]
#3214479
02/18/24 10:19 PM
02/18/24 10:19 PM
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Joined: Jan 2003
Posts: 12,473 Warren, MI
71TA
I Live Here
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I Live Here
Joined: Jan 2003
Posts: 12,473
Warren, MI
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Here's a simple fact: unless you deal one-on-one, face-to-face with CASH, there is ALWAYS the possibility of being scammed or for that matter, scamming! While I feel for the OP's situation, it could just as easily be him scamming the buyer. SO TRUE! Man, selling online has become a MINEFIELD. I have had to SEROIUSLY cut back on where/how I ship. I should just do shows. even then we have to use a pen on $20s. Have never had bad ones yet (that we've kept ) I love when I get an order from Joe Smith at 123 Main St and his email is joesmith@yahoo.com and his phone number verifies his address on UsPhonebook.com. BUT I GET 20% OF.... - People using a credit card in Brazil then shipping to an apartment in Miami!?!?! - People tryijng to buy in Guam, Ecudor, Nigeria, Russia. I now have all countries blocked except northern Europe, Australia, New Zealand and Japan. - People shipping to a sketchy forwarding comany in NY thats has like a 1 star rating with complaints about scammers shipping there. I learned that lesson. People from the Middle East would sting me doing that. - People using a credit card in one state, then shipping clear across the country. The credit card providedor I use gives me a backend look at all the data. The farther away the shipto is from the card, the higher the potential fraud. - If I don't ship to the billing address, the credit card company will NEVER side with me no matter what. Thats their hard policy. - Paypal doesn't give you any way of knowing if you are shipping to the billing address and they cave IMMEADIATLY to any dispute. - Apartments. Half the shipments to aparments "never arrive". WTH is up with that? But people act like I'M the bad guy for not wanting to lose my money 50% of the time?!?!?!
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Re: who been scamed on a part
[Re: moparmike1]
#3214597
02/19/24 12:36 PM
02/19/24 12:36 PM
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Joined: Jan 2003
Posts: 10,514 Chicago, Illinois
Devil
I Live Here
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I Live Here
Joined: Jan 2003
Posts: 10,514
Chicago, Illinois
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I sold a car to Mopar Jamie a decade ago, we agreed on I think $800 for the car. When he showed up he only had $300. And then he disappeared. He disappeared with the car, or without? He said he was good for the rest and would send it. So I let him have the car for what he had.
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Re: who been scamed on a part
[Re: Devil]
#3214647
02/19/24 02:50 PM
02/19/24 02:50 PM
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Joined: Feb 2004
Posts: 1,893 Sault Ste. Marie, Ontario, Can...
moparmike1
top fuel
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top fuel
Joined: Feb 2004
Posts: 1,893
Sault Ste. Marie, Ontario, Can...
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I sold a car to Mopar Jamie a decade ago, we agreed on I think $800 for the car. When he showed up he only had $300. And then he disappeared. He disappeared with the car, or without? He said he was good for the rest and would send it. So I let him have the car for what he had. That's unfortunate but, and not to minimize your loss, I'm sure others have lost a lot more.
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Re: who been scamed on a part
[Re: moparmike1]
#3214689
02/19/24 05:28 PM
02/19/24 05:28 PM
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Joined: Jan 2003
Posts: 19,537 Las Vegas
Al_Alguire
I Live Here
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I Live Here
Joined: Jan 2003
Posts: 19,537
Las Vegas
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Paying through paypal even goods and services is no help. If the buyer says they shipped the part they are done helping. Ask me how I know. Its similar to proving to the IRS you did not receive funds that someone shows they paid you. Ask me how I know.
I have been had a few times through Paypal as well as other means. I have sold alot of stuff over the years and its a crap shoot at best.
"I am not ashamed to confess I am ignorant of what I do not know."
"It's never wrong to do the right thing"
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Re: who been scamed on a part
[Re: migsBIG]
#3215259
02/21/24 10:42 PM
02/21/24 10:42 PM
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Joined: Apr 2022
Posts: 192 Kansas
Thelma133
member
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member
Joined: Apr 2022
Posts: 192
Kansas
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You can take him to small claims court. I went to a private investigator for a guy who screwed me on a retaining wall. I fired his crew, he showed up and I told him to get off my property. He wouldn’t. I spent a lot of time and effort to get my money back, but am still receiving it from the crook. He also had to pay the state for screwing a senior citizen and operating without a license. A first class liar who had done this to many. If you have his address go to his house.
Last edited by Thelma133; 02/21/24 10:46 PM.
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Re: who been scamed on a part
[Re: 71TA]
#3218543
03/06/24 10:30 AM
03/06/24 10:30 AM
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Joined: Jan 2003
Posts: 10,931 North Dakota
6PakBee
I Live Here
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I Live Here
Joined: Jan 2003
Posts: 10,931
North Dakota
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- If I don't ship to the billing address, the credit card company will NEVER side with me no matter what. Thats their hard policy.
This is what happens to me all the time. We have a PO box, we do not have residential delivery. Our billing address is the PO box. So I buy something on-line with a credit card and the vendor claims he won't ship to a PO box. So I put my residential address in for delivery and the PO box as the billing address. Vendor's site kicks the billing address out. So I lie to the vendor and claim my residential address is my billing address. What happens now? The vendor uses FedEx or UPS as the shipper but transfers it to the USPS as the delivery agent! So now what I ordered that could not be shipped to a PO box......arrives at my PO box. And I get another butt-chewing from the Postmaster about this. Thankfully it has happened so much that the Postmaster finally got tired of chewing on me. This is a great example when part of the world thinks the rest of the world functions like they do.
"We live in a time when intelligent people are being silenced so that stupid people won't be offended".
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Re: who been scamed on a part
[Re: BigFish69]
#3218573
03/06/24 01:04 PM
03/06/24 01:04 PM
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Joined: May 2003
Posts: 3,353 N.W. Florida
Fat_Mike
master
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master
Joined: May 2003
Posts: 3,353
N.W. Florida
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Recap on the part i got scammed for. I contacted the police department in the state where the part was sent to police made a call to the scammer and BINGO he sent me back my part. A little police authority i guess is all he needed. Glad you finally got it resolved, but I'm a little bit surprised the police got involved. Anyway....
Last edited by Fat_Mike; 03/06/24 01:04 PM.
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Re: who been scamed on a part
[Re: Fat_Mike]
#3218597
03/06/24 02:21 PM
03/06/24 02:21 PM
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Joined: Aug 2003
Posts: 5,025 new jersey usa
11secdart
master
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master
Joined: Aug 2003
Posts: 5,025
new jersey usa
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I am also glad you got the matter resolved.. I talked to the police about my $700 rip off and they told me there is nothing they can do. I also filed a claim with the post office since the transaction was paid for via money order , its been over a year and I haven't heard anything .
68 Dart 410 / 904 92 D150 original owner 21 Ram 1500 Quad Cab, Big Horn , Hemi ,4x4 23 Audi Q5 16 Honda HRV
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Re: who been scamed on a part
[Re: Sniper]
#3218633
03/06/24 04:12 PM
03/06/24 04:12 PM
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Joined: Jan 2003
Posts: 2,341 Addison Twp, Mi.
RobG
top fuel
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top fuel
Joined: Jan 2003
Posts: 2,341
Addison Twp, Mi.
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I got burned by a guy that ran the Rapid Transit System club in Detroit for $400
I am not rich...but I get off my ass everyday to make sure I am not broke!
Can we get the Mexican cartels to help us with our supply chain issues? They don't seem to have any trouble getting stuff from one place to another.
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