Re: Michigan peoples, car insurance cost?
[Re: CokeBottleKid]
#3017598
02/22/22 06:49 AM
02/22/22 06:49 AM
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Joined: Dec 2007
Posts: 19,968 Puttin' on the foil in Charles...
not_a_charger
Mr. Big Shot Moparts Moderator
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Mr. Big Shot Moparts Moderator
Joined: Dec 2007
Posts: 19,968
Puttin' on the foil in Charles...
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What anyone else pays, and with whatever company they use, has zero bearing on what you will pay. The same company may charge you more for exactly the same coverage than they would charge me, while another company may do the opposite. Nothing anyone tells you here regarding rates is worth anything. Shop around, get quotes from multiple companies for exactly the same coverages, and you'll have your answer.
Earning every penny of that moderator paycheck.
DBAP
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Re: Michigan peoples, car insurance cost?
[Re: not_a_charger]
#3017691
02/22/22 01:34 PM
02/22/22 01:34 PM
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Joined: Feb 2003
Posts: 10,220 Someplace you aren't
SomeCarGuy
I Live Here
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I Live Here
Joined: Feb 2003
Posts: 10,220
Someplace you aren't
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MI has a lifetime injury coverage component or something like that driving up the costs. It’s a pretty eye popping number. It’s way more than no fault many states have. Pretty sure that the only state with that extra cost.
I want my fair share
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Re: Michigan peoples, car insurance cost?
[Re: SomeCarGuy]
#3018069
02/23/22 03:06 PM
02/23/22 03:06 PM
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Joined: Jan 2003
Posts: 12,432 Warren, MI
71TA
I Live Here
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I Live Here
Joined: Jan 2003
Posts: 12,432
Warren, MI
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HIGHEST in the country. Michigan sux. Ohio below us pays HALF!!!!!!!!!!!!!!
Our family car insurance bill, with kids, is about $7000.
Oh and the GREAT part is, the Detroit Mayor even admitted on local news, he said "65% of Detroit residents don't have insurance or a valid drivers license". Son in law LEO said is WAY HIGHER than that. So a few years ago on a Detroit highway someone pulled a Pitt Manuever on me. No insurance. They sued my insurance company for my car being in their way while they were doing 90 in a 55 with her pregnant 13yo daughter (you can't make this stuff up). If you aren't legal, HOW THE HELL CAN YOU BE ALLOWED TO SUE?!?!? Should be in jail.
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Re: Michigan peoples, car insurance cost?
[Re: 71TA]
#3019636
02/28/22 11:00 AM
02/28/22 11:00 AM
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Joined: Jan 2003
Posts: 3,704 MICHIGAN
DynoDave
master
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master
Joined: Jan 2003
Posts: 3,704
MICHIGAN
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HIGHEST in the country. Michigan sux. Ohio below us pays HALF!!!!!!!!!!!!!!
Our family car insurance bill, with kids, is about $7000.
Oh and the GREAT part is, the Detroit May even admitted on local news, he said "65% of Detroit residents don't have insurance or a valid drivers license". Son in law LEO said is WAY HIGHER than that. So a few years ago on a Detroit highway someone pulled a Pitt Manuever on me. No insurance. They sued my insurance company for my car being in their way while they were doing 90 in a 55 with her pregnant 13yo daughter (you can't make this stuff up). If you aren't legal, HOW THE HELL CAN YOU BE ALLOWED TO SUE?!?!? Should be in jail. As a transplant (32 years ago), I'm STILL shocked every time I open my insurance bill. Family back home simply cannot believe what I pay. There is absolutely NO justification for the way legal/honest motorists are treated in this state. As soon as retirement comes, I'm outta here. My son already left when he graduated (Florida), and it doesn't look like my daughter will be coming back when she graduates (Tennessee). Illinois has it's own issues, so I won't be going back there. I'd love to go back, or stay here. But the messed up way both states are run just doesn't make it a reasonable choice.
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Re: Michigan peoples, car insurance cost?
[Re: CokeBottleKid]
#3019695
02/28/22 01:38 PM
02/28/22 01:38 PM
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Joined: Jan 2003
Posts: 17,892 S.E. Michigan
ZIPPY
I Live Here
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I Live Here
Joined: Jan 2003
Posts: 17,892
S.E. Michigan
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Yep, that's accurate, sounds like you're all set.
Rich H.
Esse Quam Videri
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Re: Michigan peoples, car insurance cost?
[Re: 71TA]
#3019737
02/28/22 03:11 PM
02/28/22 03:11 PM
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Joined: Jan 2003
Posts: 17,892 S.E. Michigan
ZIPPY
I Live Here
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I Live Here
Joined: Jan 2003
Posts: 17,892
S.E. Michigan
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My son in law said the police cars now have the capability to check for valid insurance when a plate is run. !
And yet, it's still a $300 dollar ticket written purely at LEO discretion for not having a stupid #$@@@ing piece of paper that says you're insured. Yay for technology! Now, let's pretend we don't have it to make a few more bucks.
Rich H.
Esse Quam Videri
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Re: Michigan peoples, car insurance cost?
[Re: Mastershake340]
#3019864
03/01/22 12:04 AM
03/01/22 12:04 AM
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Joined: Jan 2003
Posts: 10,614 Freeport IL USA
poorboy
I Live Here
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I Live Here
Joined: Jan 2003
Posts: 10,614
Freeport IL USA
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In a state where 30% of the cars are running around with expired plates (stickers), I suppose the next step would to simply not have a drivers license. Oh wait, there are a bunch of those people driving around as well. Expired plates, no drivers license, why would you be concerned about not having insurance? Probably has no job either. Laws have no effect on those that don't care about the laws, it only messes around with the people that are trying to do the right thing. I wonder if that was one of those laws they passed at 11:30 at night, after they called for a special session that started at 10 PM?
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Re: Michigan peoples, car insurance cost?
[Re: SomeCarGuy]
#3019872
03/01/22 12:44 AM
03/01/22 12:44 AM
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Joined: Jan 2003
Posts: 8,400 Highland, MI.
Sunroofcuda
master
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master
Joined: Jan 2003
Posts: 8,400
Highland, MI.
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MI has a lifetime injury coverage component or something like that driving up the costs. It’s a pretty eye popping number. It’s way more than no fault many states have. Pretty sure that the only state with that extra cost. USED to - not anymore. Our governator saw to it that this was a thing of the past. MI. was the only state with this type of law. Oh, and our rates did not go down any because of this!
Last edited by Sunroofcuda; 03/01/22 12:48 AM.
No Man With A Good Car Needs To Be Justified
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Re: Michigan peoples, car insurance cost?
[Re: Sunroofcuda]
#3020041
03/01/22 05:29 PM
03/01/22 05:29 PM
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Joined: Jan 2003
Posts: 10,741 North Dakota
6PakBee
I Live Here
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I Live Here
Joined: Jan 2003
Posts: 10,741
North Dakota
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God I'm glad I live in ND.
"We live in a time when intelligent people are being silenced so that stupid people won't be offended".
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