When I store my junk I cancel collision and liability but keep comprehensive which covers fire and theft.
Do you have agreed value coverage with a collector car insurer? I'm not aware that any of them allow this.
I have agreed value with Auto Owners insurance. I have not had any trouble suspending my collision and liability while keeping comprehensive active. I have been doing it for over 20 years. I always do it for the winter months and once did it for a couple of years.
However I have never needed to make a claim so can't say if there are any undiscovered gotchas.
