I have always owned vintage stuff and never had to deal with that rule, but the insurance companies here have gone full commy as well. Especially Haggerty after they sent me a policy and then renigged on the deal and upped my premium after I had sent in the initial payment. And it did allow for racing it without coverage at said event.

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If you want to continue with the policy, the premium did go up to $1708 AND the attached letter would have to be signed and sent back.