To keep armrests, the bar will either need to be bent inward to clear them, or dropped below where it should be.
If the bar is bent inward to clear them, then the armrests won't work because the bar will be in the way. It also causes the bar
to crowd the seat area.
Definitely an age old dilemma.
Correct...no big deal if you don't use the armrests. I've never had any issue with bar being in the way, and have no problem getting in or out (avg. sized). If the bars are bent inward the passenger side bar will "crowd the seat area" more due to the factory drivetrain offset
