I got AAA 4 or 5 years ago. They have towed for me 4 times. My advantage is I know the two towing companies in our area that tow for AAA, and they are the guy I would want to tow my stuff anyway. For one of those tows, my son had borrowed my truck to go to a swap meet with his nephew and his truck. When they stopped for breakfast, mine didn't start afterwards (it was something simple they didn't bother with), so they moved the stuff to the nephew's truck and let mine sit at the fast food joint! I had AAA tow my truck home. My truck was a few miles past our limit, but my friends at the tow company let the extra charges slide.

The discounts are a nice extra. I haven't used any of their other things that go along with the card. Between the tows and the discounts, I figure the card hasn't cost me anything yet. I have my wife on our card, the extra piece of mind knowing she won't be stranded someplace carries a lo of peace of mind as well.