Re: clasic car insurance ?
[Re: moparmarks]
#3031779
04/08/22 08:33 AM
04/08/22 08:33 AM
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Joined: Jan 2005
Posts: 8,341 Crook County, ILL
Mastershake340
master
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master
Joined: Jan 2005
Posts: 8,341
Crook County, ILL
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Seems like a thread on this subject gets started every 3 or 4 months. Maybe a new section on Moparts should be devoted to insurance threads. The not a charger insurance section or something like that? I got insurance through a broker who specializes in classic car insurance, Rally Insurance. A broker can help find people the best insurance for their needs. https://rallyinsurance.com/The company they’d set me up with got taken over by Hagerty about a year and a half ago, so I’m with Hagerty now. Hagerty is buying up smaller classic car insurance companies and entered into an agreement with State Farm to manage their classic car coverage. They are the 2000 pound gorilla of the classic car insurance market and at the rate it’s going, might own it all at some point.
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Re: clasic car insurance ?
[Re: moparmarks]
#3031794
04/08/22 09:31 AM
04/08/22 09:31 AM
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Joined: Jun 2004
Posts: 3,391 St. Charles, MO
wingman
Uncreative Title
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Uncreative Title
Joined: Jun 2004
Posts: 3,391
St. Charles, MO
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I've been happy with American Collectors. I have had American Collectors through USAA. They have good customer service when I talk to them on the phone, though I've never had a claim so I can't speak to that side of things. As far as "restrictions" every collectors policy that I have ever seen has them to varying degrees. Most of them seem very willing to customize policies and add/remove stuff. But if you start removing some of the restrictions (mileage, daily driver, racing, not garaged, etc) you should expect your rates to go up.
1969 Dodge Coronet Super Bee 383 A4 1970 Plymouth Road Runner 440 FC7 (sold)
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Re: clasic car insurance ?
[Re: topside]
#3031857
04/08/22 01:46 PM
04/08/22 01:46 PM
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Joined: Oct 2003
Posts: 2,373 Banana Republic
FM3AAR
top fuel
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top fuel
Joined: Oct 2003
Posts: 2,373
Banana Republic
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Hagerty here also. Though never had a claim with them, I've been happy with their rates and the quarterly magazine.
“You’ll own nothing” — And “you’ll be happy about it.” K. Schwab
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Re: clasic car insurance ?
[Re: FM3AAR]
#3031973
04/08/22 08:45 PM
04/08/22 08:45 PM
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Joined: Jan 2003
Posts: 10,634 Freeport IL USA
poorboy
I Live Here
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I Live Here
Joined: Jan 2003
Posts: 10,634
Freeport IL USA
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How about NOT American Family Classic car insurance?
My son had them, his car got caught in a flash flood and went almost completely under water. They were trying to tell him that the agreed amount he was paying for was probably too much, and they were not sure the value of his car was that high. He had to call the State Insurance Commissioner to get them to agree to pay the agreed amount. Then he wanted to buy the car back (rebuild it with the insurance money) and they wanted to give him a problem with that as well. He had to call the State Insurance Commissioner on that as well. The worst part of the whole 2 month long ordeal is, the car was at a shop, and was covered by the shops insurance, American Family Classic Car Insurance would get reimburse for every penny they paid my son. The only reason he filed through American Family Classis Car Insurance was because the shop's insurance guy told us he would probably get his money faster filing a claim through my son's company. By the time it was all done, my son would have gotten the check from the shop's insurance about a week after he got the check from American Family.
Having to call a State Insurance Commissioner two different times on the same claim to get paid on an agreed value classic car policy isn't the reason we buy classic car insurance. Your experience may vary, if your willing to take the chance.
I'm doing my part, I told them I would advertise for them for free, as I changed insurance companies on every thing I had at American Family. Gene
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Re: clasic car insurance ?
[Re: FM3AAR]
#3031988
04/08/22 09:15 PM
04/08/22 09:15 PM
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Joined: Jan 2005
Posts: 8,341 Crook County, ILL
Mastershake340
master
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master
Joined: Jan 2005
Posts: 8,341
Crook County, ILL
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Hagerty here also. Though never had a claim with them, I've been happy with their rates and the quarterly magazine. Just a minor point, to get the magazine you have to pay extra to be in the Hagerty “drivers club”. I think I pay $49 for that and it includes towing. I’ve never had to use the towing (knock wood) but my coworker has on several occasions. He’s complained it took forever for a truck to arrive. 3+ hours on his most recent breakdown.
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Re: clasic car insurance ?
[Re: moparmarks]
#3032015
04/08/22 11:01 PM
04/08/22 11:01 PM
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Joined: Oct 2003
Posts: 3,380 KY USA
mopargem
master
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master
Joined: Oct 2003
Posts: 3,380
KY USA
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I've been happy with American Collectors. I have also been with American Collectors for many years and never many restrictions other than stored in a secure building and they also offer me a substantial discount for a high value collection exceeding 250k
68 Polara 500...LL1 Y7 M6X 69 Hemi road runner...X9 X9 M6X 69 A12 road runner....R4 R4 M6X 69 ModTop FLORAL Super Bee...F6 M6W 70 AAR 'cuda...EW1 EW1 H4X9 71 Duster 340...FJ6 V24 L6X9 71 road runner FC7 V1X M6X9 72 Rallye Charger B5 V1W 74 'cuda 360...KB5 V1X A6X9 08 SRT Challenger #234
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Re: clasic car insurance ?
[Re: basketcase]
#3032202
04/09/22 08:30 PM
04/09/22 08:30 PM
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Joined: Sep 2003
Posts: 6,111 Detroit
Kidsixpack
master
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master
Joined: Sep 2003
Posts: 6,111
Detroit
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Hagerty will pay a claim....then cancel you a couple months later. This is the first time I've ever heard that! KID
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Re: clasic car insurance ?
[Re: Kidsixpack]
#3032470
04/10/22 09:28 PM
04/10/22 09:28 PM
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Joined: Sep 2003
Posts: 7,833 east side of Ohio
basketcase
master
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master
Joined: Sep 2003
Posts: 7,833
east side of Ohio
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I was with Hagerty for 20 years. Decided to shop around and Grundy saved me a little over $600 a year. Had to switch. So far it's been all good! KID they did just that to us.
Dave
1981 Dodge D150 360 auto
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Re: clasic car insurance ?
[Re: moparmarks]
#3032845
04/12/22 10:22 AM
04/12/22 10:22 AM
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Joined: Jan 2003
Posts: 7,545 Albany, NY
67SATisfaction
The member whose name is actually Art
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The member whose name is actually Art
Joined: Jan 2003
Posts: 7,545
Albany, NY
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I've been happy with American Collectors. I have also been with American Collectors for many years and never many restrictions other than stored in a secure building and they also offer me a substantial discount for a high value collection exceeding 250k Me too - got hooked up with them via our USAA policies. Not sure how their premiums compare, but I'm willing to avoid the cheapest companies, and it speaks well for them that they have a relationship with USAA. - Art
Last edited by 67SATisfaction; 04/12/22 10:27 AM.
65 Satellite hardtop 361/4bbl console 727 2.76 67 Satellite convert 383/2bbl column 727 3.23 67 Lancia Fulvia Sport 1.3 Zagato. Alloy body, 1.3L V4 DOHC 4-spd 67 Lancia Fulvia Rallye 1.3. Alloy panel, 1.3L V4 DOHC 4-spd 71 Alfa Romeo GT Junior 1300 Zagato, 1.3L 4cyl DOHC hemi 5-spd 82 Alfa Romeo GTV6 2.5L SOHC hemi V6 5-spd transaxle 75 Maserati Bora US spec 4.9L DOHC hemi V8 5-spd ZF 77 Maserati Khamsin Euro spec 4.9L DOHC hemi V8 5-spd ZF 07 Aston Martin DB9 6.0L DOHC V12 6spd transaxle
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