You may already know this, but the wranglers have a rust problem in the rear kick up area of the frame. Look it over real good, I have seen some Florida ones rusted out.
My buddy had a 4cyl/5spd, after he put 31s on it most of his time was in 4th, so he regeared to (I think)456, and then went up to 32's, and it worked good.
I had a '93 4.0/5spd, and just going up to 30-9.50s cut the power noticeably, but the 4.0 had enough power to deal with it.
Like has been said, I think when you get the 4, you will wish you had found a 6.
All depends on what you plan on using it for, just puttering around in the woods, the 4 will work fine.
Bigger tires, highway driving, you will want the 6.