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Replacing rear valence damaged by idiot driver #1605702
04/11/14 02:56 AM
04/11/14 02:56 AM
Joined: Jan 2005
Posts: 3,344
Central TX
roe Offline OP
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roe  Offline OP
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Well I've driven my sig car about 5 times in the month and a half since ive been home from Afghanistan. So I decide to wash it and go fill up on gas tonite so I can drive it to work tomorrow. Some idiot rear ends me as I stop at a yield sign to let cross traffic go by. Cross traffic has a green light by the way. Idiot drivers. No injuries, and no major damage to my car, but the rear valence is done. Sorry needed to vent a little.

Anywho, my question is what would you say I should be lookimg for in value from his insurance Co to replace my rear valence? This one is done I think. Big dent in the middle which was pushed up, making both ends push down, so now it looks like a bananna. Its a candy paint, brown over a gold base, which is more expensive than regular paint. Ill get my own estimates from some body shops on that. But I dont know what is fair on the actual valence. Is it reasonable to ask for an amoumt to replace with NOS? Good used? Should I price them from somewhere like DVAP?

Any help is appreciated
roe



1971 Plymouth Satellite
408/904 8 3/4 3.23 SG
Re: Replacing rear valence damaged by idiot driver [Re: roe] #1605703
04/11/14 12:10 PM
04/11/14 12:10 PM
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Posts: 1,250
North Carolina
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469runner Offline
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I think it is fair to price this as a NOS part. The parts for these cars are not cheap. The other driver screwed up, probably on their cell phone, let their insurance pay whatever it takes to make your car right again.

Re: Replacing rear valence damaged by idiot driver [Re: 469runner] #1605704
04/11/14 01:38 PM
04/11/14 01:38 PM
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North Carolina
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If the valence is reproduced, good luck trying to get them to pay for a NOS part. I'm not sure what kind of insurance the other guy has but they will only shell out the least they can get away with.

It looks like you car is more or a resto-mod i.e. not all original. I wouldn't be mad if they paid for a quality reproduction piece and the labor/materials to paint/prep/install it properly.

The only way I could see you having a case for forcing them to shell out for NOS is if you had a perfectly factory restored car and could prove that the reproduction metal would de-value your car significantly.

You can try to get them to pay NOS but be prepared to have several sources with written prices to support your price as well as an argument why a reproduction piece isn't acceptable.

Re: Replacing rear valence damaged by idiot driver [Re: roe] #1605705
04/11/14 04:22 PM
04/11/14 04:22 PM
Joined: Jan 2003
Posts: 28,067
Irving, TX
feets Offline
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The insurance company will pay for a junk yard part and paint.

Be careful with the painter. It will be very hard to match.


We are brothers and sisters doing time on the planet for better or worse. I'll take the better, if you don't mind.
- Stu Harmon
Re: Replacing rear valence damaged by idiot driver [Re: feets] #1605706
04/11/14 06:16 PM
04/11/14 06:16 PM
Joined: Jan 2005
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Central TX
roe Offline OP
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I asked about NOS because AFAIK the 2dr stuff that is being reproduced does not fit 4dr cars. So I have to try and track one down.

Yeah, the paint is the biggest thing the body shops here have mentioned. It will be hard to match. And house of kolor doesn't make the "root beer" color anymore. That's what I have over their gold base. So, again, some will have to be tracked down. Also there is more damage than I could see last night in the dark. The brackets that hold the valence on are bent. They think they'll be able to straighten the valence if I can't locate a new one. And the bumper is bent in 2 places. Bent in about 2 inches at the point of impact, right at the bottom right hand corner where my license plate is. Then bowed out about 2-3 inches approximately 8 inches to the right of that. I'm just glad that he wasn't going any faster, he didn't break any of my tail lights, and he actually has insurance.



1971 Plymouth Satellite
408/904 8 3/4 3.23 SG
Re: Replacing rear valence damaged by idiot driver [Re: roe] #1605707
04/11/14 06:31 PM
04/11/14 06:31 PM
Joined: Jan 2005
Posts: 3,344
Central TX
roe Offline OP
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My biggest thing is that I'm not gonna let them try and hose me over with cheap junk prices. This car is nowhere near being a show car or anything, but I've put my time and money into it, and I take good care of it. I shouldn't be punished with cheap junk because their customer can't drive.

So as of right now I'm looking at needing O find a valence and brackets, find a new bumper/straighten mine and repaint bumper, repaint valence, find house of kolor's root beer candy brown. That's what I need to have enough $$$ to cover.



1971 Plymouth Satellite
408/904 8 3/4 3.23 SG
Re: Replacing rear valence damaged by idiot driver [Re: roe] #1605708
04/12/14 03:29 PM
04/12/14 03:29 PM
Joined: Jan 2003
Posts: 28,067
Irving, TX
feets Offline
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Quote:

My biggest thing is that I'm not gonna let them try and hose me over with cheap junk prices.





You will have a HEAVY fight on your hands. Be prepared to lose.

I've spent too many years dealing with insurance claims. The individual will not win. The place I work at runs the highest volume body shop in the nation and we still fight ugly battles with insurance companies daily.


We are brothers and sisters doing time on the planet for better or worse. I'll take the better, if you don't mind.
- Stu Harmon
Re: Replacing rear valence damaged by idiot driver [Re: roe] #1605709
04/12/14 04:41 PM
04/12/14 04:41 PM
Joined: Feb 2004
Posts: 1,837
Sault Ste. Marie, Ontario, Can...
moparmike1 Online content
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Quote:

My biggest thing is that I'm not gonna let them try and hose me over with cheap junk prices. This car is nowhere near being a show car or anything, but I've put my time and money into it, and I take good care of it. I shouldn't be punished with cheap junk because their customer can't drive.

So as of right now I'm looking at needing O find a valence and brackets, find a new bumper/straighten mine and repaint bumper, repaint valence, find house of kolor's root beer candy brown. That's what I need to have enough $$$ to cover.




Hi,

National Moparts in Ontario had the clip for your car last year and if they still have it, they may have the rear valance, brackets, bumper, etc. you'll need. Call Nigel, he's a member here, and ask. Shipping might be expensive but if I remember right, that car was from California.

Good luck,

Mike.

Re: Replacing rear valence damaged by idiot driver [Re: moparmike1] #1605710
04/13/14 03:46 AM
04/13/14 03:46 AM
Joined: Jan 2005
Posts: 3,344
Central TX
roe Offline OP
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Hey thanks for the heads up, I'll contact them and see. I've verified that it is a 4dr only part, and it has to be from either a '71 or a '72. Other years won't fit.

Wildcat up in Oregon has the rear bumper, but no valence.

So hopefully the place you mentioned will have the valence and brackets.



1971 Plymouth Satellite
408/904 8 3/4 3.23 SG
Re: Replacing rear valence damaged by idiot driver [Re: feets] #1605711
04/13/14 03:51 AM
04/13/14 03:51 AM
Joined: Jan 2005
Posts: 3,344
Central TX
roe Offline OP
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roe  Offline OP
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Quote:

Quote:

My biggest thing is that I'm not gonna let them try and hose me over with cheap junk prices.





You will have a HEAVY fight on your hands. Be prepared to lose.

I've spent too many years dealing with insurance claims. The individual will not win. The place I work at runs the highest volume body shop in the nation and we still fight ugly battles with insurance companies daily.




If their driver is at fault, then it's their responsibility to "make me whole" again as if the accident never happened right. So if they try to low ball me with an amount that won't return my vehicle to what it was, will I fare better if I have my insurance company fight on my behalf with them. Can my insurance company be used like that in my favor? I haven't had to deal with this before so

Last edited by roe; 04/13/14 03:52 AM.


1971 Plymouth Satellite
408/904 8 3/4 3.23 SG
Re: Replacing rear valence damaged by idiot driver [Re: roe] #1605712
04/13/14 07:49 AM
04/13/14 07:49 AM
Joined: Jun 2008
Posts: 10,847
Oakdale CT
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Quote:


If their driver is at fault, then it's their responsibility to "make me whole" again as if the accident never happened right.




Fair. Market. Value.

The insurance company will state that if you felt the car was worth more than fair market value then you should have had specialty insurance on it.




"I think its got a hemi"
Re: Replacing rear valence damaged by idiot driver [Re: gdonovan] #1605713
04/13/14 10:22 AM
04/13/14 10:22 AM
Joined: Jul 2013
Posts: 12
MI
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Quote:

Quote:


If their driver is at fault, then it's their responsibility to "make me whole" again as if the accident never happened right.




Fair. Market. Value.

The insurance company will state that if you felt the car was worth more than fair market value then you should have had specialty insurance on it.




Pre-Accident Condition is the the phrase you want to use. Any reputable Ins. Co. or collision repair shops objective is to make a repair the brings the vehicle back to condition before accident (not less than, or not necessarily better than).


Scott
Re: Replacing rear valence damaged by idiot driver [Re: scoty] #1605714
04/13/14 10:48 AM
04/13/14 10:48 AM
Joined: Jun 2008
Posts: 10,847
Oakdale CT
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Quote:


Pre-Accident Condition is the the phrase you want to use.




And they will argue that the repair will cost more than the vehicle is worth and by law (varies by state) they only have to cough up the minimum.

Been there and argued with insurance. An ex's vehicle was hit while stopped AT A STOP SIGN and they paid out what the vehicle was "worth" not what it would cost to fix.

I'm with Feets, they will do everything in their power to wiggle out. You don't think your arguments have not been tried before? Were just trying to warn you, don't shoot the messengers.




"I think its got a hemi"
Re: Replacing rear valence damaged by idiot driver [Re: gdonovan] #1605715
04/13/14 01:13 PM
04/13/14 01:13 PM
Joined: Jan 2005
Posts: 3,344
Central TX
roe Offline OP
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roe  Offline OP
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Central TX
Quote:

Quote:


Pre-Accident Condition is the the phrase you want to use.




And they will argue that the repair will cost more than the vehicle is worth and by law (varies by state) they only have to cough up the minimum.

Been there and argued with insurance. An ex's vehicle was hit while stopped AT A STOP SIGN and they paid out what the vehicle was "worth" not what it would cost to fix.

I'm with Feets, they will do everything in their power to wiggle out. You don't think your arguments have not been tried before? Were just trying to warn you, don't shoot the messengers.




Thanks for the info guys. That's why I asked, to see someone here has dealt with this before and had some insight. I'll try my best to get it put back to pre accident condition. Hopefully it'll work out for me.

I just wish I had been driving my daily driver. A 2003 Lincoln LS. It's in nice shape but I could give a rats but about that one.



1971 Plymouth Satellite
408/904 8 3/4 3.23 SG
Re: Replacing rear valence damaged by idiot driver [Re: roe] #1605716
04/13/14 01:38 PM
04/13/14 01:38 PM
Joined: May 2005
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Florida
BDW Offline
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I don't think you'll have a problem, what are we talking about? $2500 or so?

Not sure about the laws where you are, but here in FL you only have 10 days to see a doctor if you're injured.

Re: Replacing rear valence damaged by idiot driver [Re: BDW] #1605717
04/14/14 01:11 AM
04/14/14 01:11 AM
Joined: Jan 2005
Posts: 3,344
Central TX
roe Offline OP
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Quote:

I don't think you'll have a problem, what are we talking about? $2500 or so?

Not sure about the laws where you are, but here in FL you only have 10 days to see a doctor if you're injured.




Im in TX. Not injured or anything, just annoyed that someone rear ended me at an intersection. It's not like I slammed on my brakes on a crowded highway. And it's not like that intersection popped up over night.



1971 Plymouth Satellite
408/904 8 3/4 3.23 SG
Re: Replacing rear valence damaged by idiot driver [Re: roe] #1605718
04/14/14 12:55 PM
04/14/14 12:55 PM
Joined: Feb 2008
Posts: 711
Montana
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Posest Offline
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I have been hit by another person that was insured through a television or internet based insurance company like geiko or something like that. I had a heck of a time getting things right. Finally my insurance company fought the battle for me. Then again when I was t-boned by a family from Chicago five or six years ago and had awesome luck. We were both insured through State Farm. The damage on my pickup was enough to total it. I insisted they repair it because it was set up the way I wanted it and did not want to try finding a replacement. They listened to me, and only used new parts. The body shop wanted to put a used door on it and I did not allow that.

Re: Replacing rear valence damaged by idiot driver [Re: roe] #1605719
04/15/14 06:39 PM
04/15/14 06:39 PM
Joined: Jan 2003
Posts: 12,216
NO RUST IN AZ!!!
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NO RUST IN AZ!!!
that was the straightest part on the car before it left here!!!!!!


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