USAA is killing me year after year.

Got this in a email for the first time....Natural Disaster Coverage ????

Hail season is here - are you and your family prepared? Because you live in an area where hail can occur, we want to help protect your loved ones, your home and your finances!
It's important to know that even with adequate coverage, most members would pay at least $1,500 in total deductibles after a natural disaster.
Find out if your property could be vulnerable to natural disasters and what coverage you might need by completing a Property Risk Assessment and Natural Disaster Coverage Review.
We have tools that help you prepare financially for a natural disaster!
Looking for more ways to get ready for the upcoming season?
Visit the Natural Disaster Preparation Site to learn more about our tools, checklists and advice to stay safe during a hailstorm.
We hope that hail never strikes your home or auto, but we always stand ready to serve you.
Thank you,
United Services Automobile Association


Living in a state that ranks 1 or 2 in auto theft im told im paying for that even though im 200 miles from the big city in a very rural area and my cars are lightly driven and never sit outside.