FUNNY! My line is, "if it were that easy we'd all be doing it".

During the Great Recession my house lost 1/2 its value. Didn't matter cause we werent selling. (This past June we sold at the very top. First time in our lives after 8 homes and dozens of rental property that EVER happened.) So if the loan to equity goes bad in the upcomming recession, and we ALL know its so close you can touch it, the loan would come due and the stock market would be down 25-30-50%.

I had a $100k line of equity credit (that we never used). During the Great Recession the bank took that off the table.

I'll keep reading. If there are any "how to make a million" without killing myself, I'm all ears (eyes).