All my cars & trucks, except the 2 daily drivers, are with Hagerty, and I do that full-coverage from the moment they're mine.
3 cars & 2 trucks, at market value, for about $1100/year; the other Hagerty benefits, including towing, are included.
A smokin' deal for the peace of mind, IMO.
I dealt with them as a repairer before I became a customer; excellent company.
They also do a lot for the hobby.