Here you drop it they take ya Licence. I changed from Condon and Skully to Grundy. and Grundy told the state I had coverage. Condon out of spite kept telling them I had no insurance over and over. I would get Grundy to tell them and out of spite, the Bastages would report me. This was years back and I received paperwork to be part of a class-action suit against Condon but never a follow-up
Now "The Loophole" here is to never get any so that they can not report you.
Buy a Pay Now cash at a little car place no license needed.
1st hop, skip, jump, run, or walk! Ya can even float on an In_Ter_Tube into the country, and into the State. Work for cash buys ya a car no license needed and drive. Runs into someone go to jail do not pass go or collect $200. Pays the Fine and get back out and rinse repeat. We justa wants ya fine $ and we is fine with ya