Originally Posted by solarguy
plans bought on the health exchange must provide "essential benefits" and other clauses like no caps on annual/lifetime payout and all the other benefits of the ACA, (Obamacare). Plans bought on the open market do not. BIG difference between the two.


Very good point. If a plan not on the exchange is "cheap", it probably doesn't cover much of anything, or has an incredibly low total payout limit. Make sure you know exactly what the details are before signing up.

If you ever find yourself in a fair fight, your tactics suck.