Your killing me here, cry cry cry.... its pretty simple, if ya dont like the cost of something dont buy it.

If you dont like your tax bracket, change it. If making 20k more a year is costing you 30k more (just picking a random figure) at the end of the year....DA?

The smartest guy posting here is the one who never married and never had kids imo. Far far far money ahead and will most surely live longer.