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Re: Bryant Crank not taking visa??? [Re: Diablo] #542843 12/02/09 04:25 PM 12/02/09 04:25 PM
Joined: Aug 2004 Posts: 510 Newark,De H hemi471 mopar
hemi471 mopar H Joined: Aug 2004 Posts: 510 Newark,De	I understand that a business does not like paying the fees on credit purchase, but me as the consumer I like the fact that I have some recourse if I get stiffed by a less than honest vendor!

Re: Bryant Crank not taking visa??? [Re: Monte_Smith] #542844 12/02/09 05:18 PM 12/02/09 05:18 PM
Joined: Jan 2003 Posts: 75,095 A Banana Republic near you. JohnRR I Win
JohnRR I Win Joined: Jan 2003 Posts: 75,095 A Banana Republic near you.	Quote: The CC companies charge ridiculous fees and I am not making that much to start with and it is illegal for a business to charge more for a CC purchase. Monte Monty is that really true ? I see gas stations that charge MORE for CC purchases vs. CASH ...

Re: Bryant Crank not taking visa??? [Re: 540challenger] #542845 12/02/09 05:20 PM 12/02/09 05:20 PM
Joined: Dec 2003 Posts: 22,732 Bitopia J jcc If you can't dazzle em with diamonds..
jcc If you can't dazzle em with diamonds.. J Joined: Dec 2003 Posts: 22,732 Bitopia	Quote: Quote: Quote: ... it is illegal for a business to charge more for a CC purchase. Monte Is that a local/State law? Most of the internet gun shops up charge 3% for cc sales. It is illegal for business to charge more for a credit card however they can give a discount on cash sales. It is one of those nice loopholes business used to charge more on a CC sale ..... i mean discount the cash sale. Are you certain it is "illegal"? Or is just the enforced policy agreement with the CC companies? Reality check, that half the population is smarter then 50% of the people and it's a constantly contested fact.

Re: Bryant Crank not taking visa??? [Re: RyanJ] #542846 12/02/09 05:27 PM 12/02/09 05:27 PM
Joined: Jan 2003 Posts: 7,906 Lower AZ AZ-Nick Here Since 1996!
AZ-Nick Here Since 1996! Joined: Jan 2003 Posts: 7,906 Lower AZ	Quote: Everyone wants to use a card these days but don't care about what a pain it is for the business owner... yes 2-3.5% charges on every card ran depending on brand, PLUS a $30-$40 service charge every month just for "privelidge" of using their machine... or you can buy the machine outright for mega $. Like moparacer said, does'nt matter if you run 1 card a month or 1000, you still have to pay their machine service fee.... deal with all their crazy card rules etc. In the end they are just a real hassle. Most people have no idea how many different CC rules/regulations there on various cards until you are a business & you start running a bunch & find out the security BS each different company has. Just as a stupid example.... if I type the ZIP code in wrong or customer gave me wrong ZIP code... I CAN NOT re-run the card without contacting their CC company & explain what the issue was. End up spending 45 minutes on phone W/ 10 different people to get a card to go through... I agree with you Ryan, it is extremely expensive.... What allot of people do not know is that when a customer makes a purchase, and pays with a cc, not only am I paying the cc fee on the part or parts sold, I also have to pay a cc fee on the shipping cost, add them both together and start seeing the cost of Business rise very quickly..... 71 GTX 4sp Dana GY9 HD Road King

Re: Bryant Crank not taking visa??? [Re: DemonDust] #542847 12/02/09 05:38 PM 12/02/09 05:38 PM
Joined: Feb 2007 Posts: 5,080 organ M maximum entropy master
maximum entropy master M Joined: Feb 2007 Posts: 5,080 organ	Quote: Right off the top of my head is the barbershop. $10 for haircut cash $11 if you pay with cc right off the top- barbershop. that's funny. for what is the good life if not doing things thoughtfully?

Re: Bryant Crank not taking visa??? [Re: jcc] #542848 12/02/09 05:57 PM 12/02/09 05:57 PM
Joined: Oct 2009 Posts: 1,288 Oregon sg66mopar pro stock
sg66mopar pro stock Joined: Oct 2009 Posts: 1,288 Oregon	Are you certain it is "illegal"? Or is just the enforced policy agreement with the CC companies? JCC is on the right track. It's not a state or federal law. When we sign our contract with the Merchant Processing company we "agree" not to charge any fees to the customer. By adding a card processing fee we would be comitting fraud. That's what makes it illegal. If I could refuse to accept credit cards in my business I would do it in a heartbeat, for all the reasons everybody else here mentioned. I NEVER get irritated with a company that will not take a card. I understand their reasons.

Re: Bryant Crank not taking visa??? [Re: sg66mopar] #542849 12/02/09 06:07 PM 12/02/09 06:07 PM
Joined: Jan 2003 Posts: 75,095 A Banana Republic near you. JohnRR I Win
JohnRR I Win Joined: Jan 2003 Posts: 75,095 A Banana Republic near you.	Quote: Are you certain it is "illegal"? Or is just the enforced policy agreement with the CC companies? JCC is on the right track. It's not a state or federal law. When we sign our contract with the Merchant Processing company we "agree" not to charge any fees to the customer. By adding a card processing fee we would be comitting fraud. That's what makes it illegal. If I could refuse to accept credit cards in my business I would do it in a heartbeat, for all the reasons everybody else here mentioned. I NEVER get irritated with a company that will not take a card. I understand their reasons. That's interesting , the new engine shop I just started using has a sign hanging from his ceiling that says he charges 6% more if you pay by credit card ...

Re: Bryant Crank not taking visa??? [Re: JohnRR] #542850 12/02/09 06:11 PM 12/02/09 06:11 PM
Joined: Jan 2003 Posts: 32,394 Q Quicktree I Win
Quicktree I Win Q Joined: Jan 2003 Posts: 32,394	no big deal to me, sometimes I don't have the cash so I use my card. if they don't except it I find somebody else

Re: Bryant Crank not taking visa??? [Re: Quicktree] #542851 12/02/09 06:12 PM 12/02/09 06:12 PM
Joined: Jan 2003 Posts: 75,095 A Banana Republic near you. JohnRR I Win
JohnRR I Win Joined: Jan 2003 Posts: 75,095 A Banana Republic near you.	Quote: no big deal to me, sometimes I don't have the cash so I use my card. if they don't except it I find somebody else same here ...

Re: Bryant Crank not taking visa??? [Re: The Shadow] #542852 12/02/09 06:41 PM 12/02/09 06:41 PM
Joined: May 2004 Posts: 3,210 robin hood country deaks master
deaks master Joined: May 2004 Posts: 3,210 robin hood country	Quote: Isn't it easier and cheaper to deal with a supplier? Unless their giving you a dealer discount. No, it's a better deal to buy direct if it's done right and both parties are honest with each other. Mick 69 Dart GTS 440 mopar .590 cam, Edelbrock heads, 3200# best et 6.45, 106.78, 10.14, 132.88 mph, 1.47 60ft best 60ft 1.36

Re: Bryant Crank not taking visa??? [Re: Diablo] #542853 12/02/09 07:06 PM 12/02/09 07:06 PM
Joined: Nov 2005 Posts: 656 Kokomo, IN 540dust mopar
540dust mopar Joined: Nov 2005 Posts: 656 Kokomo, IN	Normal, I remember I had to write them a check when I ordered mine 4 years ago.

Re: Bryant Crank not taking visa??? [Re: Diablo] #542854 12/02/09 07:40 PM 12/02/09 07:40 PM
Joined: Jan 2005 Posts: 866 Winnipeg ,Mb. CA. chryco super stock
chryco super stock Joined: Jan 2005 Posts: 866 Winnipeg ,Mb. CA.	Buy it through BRRE . They will take your card and you might even get a better deal . Gas is fer washin' parts ....Alky`s fer drinkin' ...Nitro`s fer Racin'!

Re: Bryant Crank not taking visa??? [Re: 540dust] #542855 12/02/09 09:09 PM 12/02/09 09:09 PM
Joined: Sep 2006 Posts: 3,749 Chowchilla,ca Chassisman master
Chassisman master Joined: Sep 2006 Posts: 3,749 Chowchilla,ca	We once did a 25,000.00 order for team uniforms and related coaching apparel. The customer paid with a CC over the phone.He had been a great customer for 5+ years. About 90 days after he got his order our bank called saying that we were over drawn on the account where our CC receipts go(we learned early on to keep them separate).Turns out since he wasn't there to sign the receipt in person he "claimed" an unauthorized transaction and disputed the charge. The CC company then removed the 25,000.00 from our account.3 years later we're still waiting for our court date...keeps getting postponed. Our CPA wrote it off as a loss for that year.What a freaking headache.

Re: Bryant Crank not taking visa??? [Re: Chassisman] #542856 12/02/09 10:30 PM 12/02/09 10:30 PM
A Anonymous Unregistered
Anonymous Unregistered A	Quote: the new engine shop I just started using has a sign hanging from his ceiling that says he charges 6% more if you pay by credit card ... They'll learn. Always discount for cash not charge more for a credit card.

Re: Bryant Crank not taking visa??? [Re: Chassisman] #542857 12/02/09 10:34 PM 12/02/09 10:34 PM
Joined: Jun 2004 Posts: 1,496 Sask, Can. 7 72demon416 pro stock
72demon416 pro stock 7 Joined: Jun 2004 Posts: 1,496 Sask, Can.	Well I can honestly say that I was unaware of the extensive list of charges and fees a business occurs when taking a payment by credit card and I can understand their stance on it. That being said though I'm hard pressed to want to send payment from out of the U.S any other way than c.c. It starts by waiting and wondering if the payment got lost in the mail, whether the business rec'd it or not and wondering if they have the courtesy to tell you they rec'd the payment or not. I have sent money in forms other than c.c and have asked for a reciept of payment and not gotten one- so I can only hope it doesn't turn into a pissing contest at some point. The business will tell you the goods have been shipped,ordered, services performed etc. and you once again have to question whether their being honest with you or not. Some businesses don't have the courtesy to tell you your goods have been shipped so you sit wondering is going on at their end. Most times everything works out good... But when it goes sour what recourse as a consumer do I have other than the security of the c.c? I don't usually carry $10000 cash on me to cover all my transactions nor do I travel 1000's of miles to make all my transactions in person for my security. It's not very likely that a business is going to take a personal check from me when I travel to the U.S. So the c.c for me is pretty hard to beat. Of course I always try and deal with businesses that have a good rep but I've been burnt a couple times now and it leaves me pretty insecure to send payment in a form that leaves me unprotected....

Re: Bryant Crank not taking visa??? [Re: Quicktree] #542858 12/02/09 10:58 PM 12/02/09 10:58 PM
Joined: Jan 2003 Posts: 5,992 Anoka County, MN L Leigh master
Leigh master L Joined: Jan 2003 Posts: 5,992 Anoka County, MN	Quote: no big deal to me, sometimes I don't have the cash so I use my card. if they don't except it I find somebody else X2 Not trying to @i@s in anyones wheaties, just my Just another cost of being competitive in 2009.

Re: Bryant Crank not taking visa??? #542859 12/02/09 11:05 PM 12/02/09 11:05 PM
Joined: Jan 2003 Posts: 6,591 Canton, Ohio S Sport440 master
Sport440 master S Joined: Jan 2003 Posts: 6,591 Canton, Ohio	Quote: Quote: the new engine shop I just started using has a sign hanging from his ceiling that says he charges 6% more if you pay by credit card ... They'll learn. Always discount for cash not charge more for a credit card. Many, Many more people will buy your services or product if they are allowed to use a credit card. Learn to work with it or you will be missing out on alot of possible sales you never will of had without it. There are problems with it at times I admit. mike

Re: Bryant Crank not taking visa??? [Re: Sport440] #542860 12/02/09 11:36 PM 12/02/09 11:36 PM
Joined: Jan 2005 Posts: 3,699 Newport, Mi Evil Spirit master
Evil Spirit master Joined: Jan 2005 Posts: 3,699 Newport, Mi	Buddy that owns a local shop got into a pi**ing match over the shop not accepting C/C or waiting for out of town check to clear. Customer paid the 1/2 down on an $1800 job with $900 in singles - unbanded, and the remaining $900 in change - unrolled - when the car was done. Buddy had to take it; business was slow and it was pretty much his paycheck for the week. Free advice and worth every penny... Factory trained Slinky rewinder.........

Post deleted by Defbob [Re: sg66mopar] #542861 12/02/09 11:50 PM 12/02/09 11:50 PM
A Anonymous Unregistered
Anonymous Unregistered A

Re: Bryant Crank not taking visa??? #542862 12/03/09 12:44 AM 12/03/09 12:44 AM
Joined: Nov 2004 Posts: 6,890 North Alabama M Monte_Smith master
Monte_Smith master M Joined: Nov 2004 Posts: 6,890 North Alabama	Why is it, that we, business owners, are expected to absorb all these costs from the CC companies, plus have to listen to you beat us up on pricing and tell us so and so has it for 2 dollars less. And then, if we did attempt to charge you an extra 3% to cover some of the costs, you would scream bloody murder and call us a ripoff artist. For those that say they won't deal with a business that won't take their card, thats fine, your choice, but why dont you try running your own business for a while, put up with all the headaches and then get back on that. If the fact that I wont take cards, makes me non competitive and I wont get the "priviledge" of your business, so be it, I will likely survive. Monte

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