Re: For anyone on Medicare please read
[Re: TJP]
#3268461
11/06/24 07:39 AM
11/06/24 07:39 AM
|
Joined: Dec 2003
Posts: 23,712 Here
jcc
No soup for you!!!
|
No soup for you!!!
Joined: Dec 2003
Posts: 23,712
Here
|
I'll add. whatever you got, enjoy it while you have it.
I forbid my content here from being learned and used by artificial intelligence systems.
|
|
|
Re: For anyone on Medicare please read
[Re: jcc]
#3268464
11/06/24 08:14 AM
11/06/24 08:14 AM
|
Joined: Feb 2004
Posts: 35,181 S.E. South Dakota !
bigdad
Still Posting A Lot
|
Still Posting A Lot
Joined: Feb 2004
Posts: 35,181
S.E. South Dakota !
|
I weighed my options and only took part A for now , still on company insurance for foreseeable future ,zero cost and 2500 deduct
The lips of fools bring them strife, and their mouths invite a beating.Proverbs 18:6
|
|
|
Re: For anyone on Medicare please read
[Re: bigdad]
#3268477
11/06/24 09:10 AM
11/06/24 09:10 AM
|
Joined: Jan 2003
Posts: 11,007 North Dakota
6PakBee
I Live Here
|
I Live Here
Joined: Jan 2003
Posts: 11,007
North Dakota
|
Wifey and I are on part A, B, and D Medicare with supplements. The no cost, provide everything "plans" smack too much of HMO's and I've old enough to remember what a fiasco they were.
"We live in a time when intelligent people are being silenced so that stupid people won't be offended".
|
|
|
Re: For anyone on Medicare please read
[Re: 6PakBee]
#3268497
11/06/24 10:22 AM
11/06/24 10:22 AM
|
Joined: Sep 2003
Posts: 20,677 north of coder
moparx
"Butt Crack Bob"
|
"Butt Crack Bob"
Joined: Sep 2003
Posts: 20,677
north of coder
|
friday my wife and i are meeting with our insurance lady to go over what is out there for next year that will meet our needs. what concerns me the most, is the possibility of "pre-existing conditions" being a cost escalator that will be unaffordable for us [and others] to obtain the health care we need. this greatly concerns me, and i'll leave it at that.
|
|
|
Re: For anyone on Medicare please read
[Re: topside]
#3268505
11/06/24 10:37 AM
11/06/24 10:37 AM
|
Joined: Jan 2003
Posts: 26,497 United Socialist States of Ame...
tboomer
Too Many Posts
|
Too Many Posts
Joined: Jan 2003
Posts: 26,497
United Socialist States of Ame...
|
I have Medicare A & B, $240 deductible. Best thing is my supplemental Plan G through Mutual of Omaha - $163.35/mo. Eye surgeries & hip replacement cost me next to nothing, yearly deductible is something like $300 (don't recall exactly at this moment, but it's low). I pay for meds because I don't take many and it's kind of a wash, coverage cost vs out-of-pocket.
SO much better than when I had Obamacare some years ago and my kidney surgery cost me $20,000. Wow!! I didn't know you had kidney surgery! My wife is on the transplant list at the University of Iowa Hospitals and Clinics. She got a call two days ago and is on standby meaning that her bags are packed are ready to go!
Need your rear end checked out? Contact Grizzly!!
|
|
|
Re: For anyone on Medicare please read
[Re: tboomer]
#3268599
11/06/24 02:27 PM
11/06/24 02:27 PM
|
Joined: Jan 2003
Posts: 15,633 Norwich CT USA
moparts
I Live Here
|
I Live Here
Joined: Jan 2003
Posts: 15,633
Norwich CT USA
|
Yes, the advantage plans can suck with all the co pays and deductibles And some Doctors have stopped taking some of the plans , but regular medicare not a problem So A, and B with the gap covered by G and then a D for Rx drugs , not the easiest to figure out But at least I'm not paying the $40 on everything co pay I did under the affordable care act
Tom ,
2011 Ram 3500 C&C Diesel 2009 Challenger R/T 1971 Challenger Conv. 511/4 speed 1970 Challenger R/T 503/727
|
|
|
Re: For anyone on Medicare please read
[Re: TJP]
#3268646
11/06/24 05:04 PM
11/06/24 05:04 PM
|
Joined: Jan 2003
Posts: 75,340 A gulag near you.
JohnRR
I Win
|
I Win
Joined: Jan 2003
Posts: 75,340
A gulag near you.
|
For anyone on Medicare pay attention to your chosen plan. There are some changes being slipped in that some may not notice if they are not paying attention. The changes involve "deductibles" the insured has to pay before the insurance pays anything. These deductibles apply to any health related visit to a doctor or prescriptions. They do vary by plan but can be costly for those on tight budgets I hoping this will stay non political as it is meant to be an informative post I'll add. whatever you got, enjoy it while you have it. that didn't take long
Mainstream Media is the new Pravda
|
|
|
Re: For anyone on Medicare please read
[Re: JohnRR]
#3268660
11/06/24 05:50 PM
11/06/24 05:50 PM
|
Joined: Jan 2003
Posts: 26,497 United Socialist States of Ame...
tboomer
Too Many Posts
|
Too Many Posts
Joined: Jan 2003
Posts: 26,497
United Socialist States of Ame...
|
For anyone on Medicare pay attention to your chosen plan. There are some changes being slipped in that some may not notice if they are not paying attention. The changes involve "deductibles" the insured has to pay before the insurance pays anything. These deductibles apply to any health related visit to a doctor or prescriptions. They do vary by plan but can be costly for those on tight budgets I hoping this will stay non political as it is meant to be an informative post I'll add. whatever you got, enjoy it while you have it. that didn't take long
Need your rear end checked out? Contact Grizzly!!
|
|
|
Re: For anyone on Medicare please read
[Re: JohnRR]
#3268668
11/06/24 06:11 PM
11/06/24 06:11 PM
|
Joined: Dec 2003
Posts: 23,712 Here
jcc
No soup for you!!!
|
No soup for you!!!
Joined: Dec 2003
Posts: 23,712
Here
|
For anyone on Medicare pay attention to your chosen plan. There are some changes being slipped in that some may not notice if they are not paying attention. The changes involve "deductibles" the insured has to pay before the insurance pays anything. These deductibles apply to any health related visit to a doctor or prescriptions. They do vary by plan but can be costly for those on tight budgets I hoping this will stay non political as it is meant to be an informative post I'll add. whatever you got, enjoy it while you have it. that didn't take long You expect less I guess?
I forbid my content here from being learned and used by artificial intelligence systems.
|
|
|
Re: For anyone on Medicare please read
[Re: jcc]
#3268674
11/06/24 06:21 PM
11/06/24 06:21 PM
|
Joined: Jan 2004
Posts: 8,884 fredericksburg,va
cudaman1969
Itch Nutz
|
Itch Nutz
Joined: Jan 2004
Posts: 8,884
fredericksburg,va
|
Been on Medicare plus the supplement for 10 years. Type F, never have paid a dime, no copays. My agent told me five years ago the advantage plan is no good if you're sick a lot, I’ll stick with what I have, I like walking in and out, last hospital bill was $300,000 in may, 0 for me. Now other shoulder then knee in future.
Last edited by cudaman1969; 11/06/24 06:22 PM.
|
|
|
Re: For anyone on Medicare please read
[Re: moparx]
#3268764
11/06/24 10:04 PM
11/06/24 10:04 PM
|
Joined: Jan 2003
Posts: 16,088 Omaha Ne
TJP
OP
I Live Here
|
OP
I Live Here
Joined: Jan 2003
Posts: 16,088
Omaha Ne
|
friday my wife and i are meeting with our insurance lady to go over what is out there for next year that will meet our needs. what concerns me the most, is the possibility of "pre-existing conditions" being a cost escalator that will be unaffordable for us [and others] to obtain the health care we need. this greatly concerns me, and i'll leave it at that. if you're both on Medicare, pre -existing conditions shouldn't come into play. The same for Obamacare. Keep us posted on your findings
|
|
|
Re: For anyone on Medicare please read
[Re: moparts]
#3268767
11/06/24 10:23 PM
11/06/24 10:23 PM
|
Joined: Jan 2003
Posts: 16,088 Omaha Ne
TJP
OP
I Live Here
|
OP
I Live Here
Joined: Jan 2003
Posts: 16,088
Omaha Ne
|
Yes, the advantage plans can suck with all the co pays and deductibles And some Doctors have stopped taking some of the plans , but regular medicare not a problem So A, and B with the gap covered by G and then a D for Rx drugs , not the easiest to figure out But at least I'm not paying the $40 on everything co pay I did under the affordable care act If I may ask, what does A, B, G and D total a month or year on premiums ? And what other expenses may total? Dental, optical copays on prescriptions, earing aids etc. I ask as up to now we have paid ZERO for insurance (175 a month standard fee) and the other expenses have been ) or minimal. But it does depends on the plan Previously we were paying ~ 200 a month in additional premiums or 2400 a year Switching to an ADV plan that had a 4K max out of packet expense we had that covered in 20 months and have saved another 4500 or so since. Again it depends on the plan on selects.
|
|
|
Re: For anyone on Medicare please read
[Re: topside]
#3268770
11/06/24 10:31 PM
11/06/24 10:31 PM
|
Joined: Jan 2003
Posts: 16,088 Omaha Ne
TJP
OP
I Live Here
|
OP
I Live Here
Joined: Jan 2003
Posts: 16,088
Omaha Ne
|
I have Medicare A & B, $240 deductible. Best thing is my supplemental Plan G through Mutual of Omaha - $163.35/mo. Eye surgeries & hip replacement cost me next to nothing, yearly deductible is something like $300 (don't recall exactly at this moment, but it's low). I pay for meds because I don't take many and it's kind of a wash, coverage cost vs out-of-pocket.
SO much better than when I had Obamacare some years ago and my kidney surgery cost me $20,000. I was on Obamacare in 2017 when I had a triple bypass that went sideways. I was in an induced coma for ~ 3 weeks, transferred to specialty facility for ~1.5 weeks. That was followed by 4 weeks of inpatient therapy. Total cost was under 3-4K. The first bill arrived 4 days after the procedure it was over 400K .
|
|
|
Re: For anyone on Medicare please read
[Re: TJP]
#3268882
11/07/24 12:12 PM
11/07/24 12:12 PM
|
Joined: Sep 2003
Posts: 20,677 north of coder
moparx
"Butt Crack Bob"
|
"Butt Crack Bob"
Joined: Sep 2003
Posts: 20,677
north of coder
|
friday my wife and i are meeting with our insurance lady to go over what is out there for next year that will meet our needs. what concerns me the most, is the possibility of "pre-existing conditions" being a cost escalator that will be unaffordable for us [and others] to obtain the health care we need. this greatly concerns me, and i'll leave it at that. if you're both on Medicare, pre -existing conditions shouldn't come into play. The same for Obamacare. Keep us posted on your findings one of the main concerns, is finding a drug plan that covers the drugs we need, [formulary] while being able to afford the plan and any co-pays the drugs will cost us. several drugs we take are hugely expensive. as we are both on medicare, that part doesn't bother us.
|
|
|
|
|