It’s always all about the bengimans

A good Paintless Dent guy should be able to fix that pretty easily. My wife KO'd both passenger doors of my my 2004 Dodge pickup, and they looked that bad or worse. Paintless dent guy here local fixed them to where you can't tell it. Cost me $280, and I didn't even bother to turn it in to my insurance.

Is there a method that does not require an attorney?

Around here they are $200 to $300 and hour and a letter will cost an hour. Kinda stinks you have to pay $300 to get a company to do what's right.

He can be persistent and do it himself. He can threaten to take their insured to small claims court. In fact, he can actually file in small claims court. That will force SF to provide a defense for their insured in court, as they are contractually obligated to do so. No way they will waste time/money defending that. They'll pay. It's a $1,500 claim, they want him to absorb 30% of it. It would cost them far more than $500 to hire an attorney to show up and defend this.

I just finished a dispute with American Family. I was on firm legal ground and wrote them a letter that if they didn't handle the situation I was sending a formal complaint to the ND Insurance Commissioner's office. Did the trick. Something similar may work here.

^ also good advice.

I’m one of the I hope I never have to deal with State Farm again guys. I got rear ended in the almost spotless 2003 Chevy Malibu I bought from my mother estate after she passed away. A very careless woman hit me with her Cadillac Escalade while I was stopped at a stop sign. My car was totaled and I received whiplash and suffered headaches for 8 months. Two mri’s, four weeks of therapy, five hours in the emergency room, and three doctors appointments later they offered me 800.00. I got a lawyer and because my over 5000.00 in bills got knocked down to almost nothing being paid out by the insurance company. Since recovery is based on payouts I got 2000.00 and my laser got 1000.00. Lots of hassle and pain for that.

If that's the case, wouldn't you also be responsible for 30% of the repairs to the other car?

Bogus. That's 100% the fault of the other driver.

one nice thing about my attorney, i went to school with him, and was his first "customer" when he came out of law school.
he filed the paperwork and did the requirements needed for me when my buddy and i started our junkyard back in 1972.
i have been with him since, and he always cuts me a good deal on fees when i need him.

then there is the Pa. rule on "backing" :

JUSTIA
View the 2019 Pennsylvania Consolidated Statutes I View Other Versions of the
Pennsylvania Consolidated Statutes
2010 Pennsylvania Code
Title 75 - VEHICLES
Cilapl~l~ ij'j = Miscellaneous Provisions---""""'- - T .!.!..L._ ·0-- 01- 1-. - _1_.!_
;S7="~ = Llliiilitli Ii~ 1uaclUIIg.
§ 3702.
(a)
Limitations on backing.
General rule.--No driver shall back a vehicle unless the
movement can be made with safety and without interfering with
other traffic and then only after ~yielding the right-of-way to
moving traffic and pedestrians.
(b) Limited access highways.--No driver shall back a vehicle.
upon any shoulder or roadway of any limited access highway.
Cross References. Section 3702 is referred to in sections
1535, 3326 of this title

one of the first things i asked this guy was, : "what would you have done if i had of been a pedestrian ?"
his response was "you were going the wrong way !"...........???????????????

all this effort i am putting out just because this car is NICE !

If both parties are at fault in an accident, but one is clearly more at fault, the party who is less at fault not responsible for any of the majority at fault's damages unless the accident happens in a state that has pure comparative negligence laws. Most states have what's called modified comparative negligence, meaning the majority at fault party is responsible for whatever % of damage they are liable for, but the less at fault party is not responsible for any damage at all.

Were you going the wrong way down the aisle in the parking lot? Because if you were, that changes things a bit.

was in my lane going the correct way.