my turn to do battle with State Farm.....
#2937030
06/26/21 03:56 PM
06/26/21 03:56 PM
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Joined: Sep 2003
Posts: 19,355 north of coder
moparx
OP
"Butt Crack Bob"
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OP
"Butt Crack Bob"
Joined: Sep 2003
Posts: 19,355
north of coder
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was at wally world yesterday with my wife, driving her car, 1994 chrysler concorde. we stopped, looking for a parking space, and she yelled : "HE'S BACKING UP !" WAMMM !!!!!!!!!!! a guy in a 2015 chevy colorado 4x4 stuffed his driver side rear bumper corner dead center in the driver's door. when he hit, i was looking at his door mirror glass, and he immediately looked and made eye contact with me. well, he pulls back into his space, and i pull into a space, and get out to change info. i ask him : "don't you use your mirrors ?" he says he was looking at his backup camera and didn't see anything. so i asks him, since you hit almost dead center in the door, how come you didn't see the windshield, front fender, and bumper of the car in the screen ? well he proceeds to tell me i was moving, and ran into him ! whatever.............. exchange info and he has State Farm. great......... since nobody was hurt, and the police have more important things to do, we exchanged info and he left. [what a DUMA$$ i was for NOT getting the police there !] i reported it to my agent [erie insurance] and since we have just liability on our drivers, she said of course erie wouldn't pay to have the boss's car fixed, [i knew that going in, if either of us wad up our drivers, i'll suck it up and either fix 'em or off to the "storage pile", but i make sure i have LOADS of coverage on the other guy] but would support us against State Farm to get compensation. i then contacted the guy's agent, and he already filed a claim, stating i ran into him. so the fun begins......... got home and took a couple of pics, then blew the dust off, and was surprised to find NO scratches or BROKEN paint ! i couldn't believe it ! if i was moving and ran into him as he claims, then there should have been motion scratches in the paint ! her car is a very nice example of that era, having no rust and original paint. my buddy has an almost identical truck, so i'm going over to his place and position her car and his truck in the crash position, then take a screen shot of his backup camera, which i believe will show the car from the windshield forward, proving the guy wasn't looking when he backed out of his spot. [at least i hope so.....] [but not very happy at this minute in time]
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Re: my turn to do battle with State Farm.....
[Re: moparx]
#2937031
06/26/21 04:06 PM
06/26/21 04:06 PM
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Joined: Nov 2003
Posts: 10,228 Colleyville
3hundred
I Live Here
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I Live Here
Joined: Nov 2003
Posts: 10,228
Colleyville
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i then contacted the guy's agent, and he already filed a claim, stating i ran into him. so the fun begins......... got home and took a couple of pics, then blew the dust off, and was surprised to find NO scratches or BROKEN paint ! i couldn't believe it ! if i was moving and ran into him as he claims, then there should have been motion scratches in the paint ! her car is a very nice example of that era, having no rust and original paint. So get the pics into your insurance. Include a document of some sort asking how you "hit" him, do they really think you were sliding sideways? In a parking lot? WHILE he was backing out? Ask them now, who hit who? If worse actually comes to worse, a paintless (PDR) guy can fix that.
'68 Fury Convertible '69 300 Convertible '15 Durango 5.7 Hemi '16 300 S Hemi
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Re: my turn to do battle with State Farm.....
[Re: Neil]
#2937073
06/26/21 06:13 PM
06/26/21 06:13 PM
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Joined: Feb 2015
Posts: 2,070 CA
crackedback
top fuel
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top fuel
Joined: Feb 2015
Posts: 2,070
CA
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Unfortunately, as soon as he hit you, put the car in park and take pictures of the scene. I'd tell the adjuster that both you and the wife aren't feeling great and headed to the doctor for an evaluation. It's a game of leverage if the other guy is a liar.
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Re: my turn to do battle with State Farm.....
[Re: moparx]
#2937097
06/26/21 08:10 PM
06/26/21 08:10 PM
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Joined: Nov 2004
Posts: 16,474 On the run…
BloFish
I Live Here
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I Live Here
Joined: Nov 2004
Posts: 16,474
On the run…
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Glad you weren’t hurt, I wouldn’t worry too much, even State Farm can’t [censored] this up.
It really doesn't matter whether you win or lose… as long as you look good doing it!
‘65 A100 ‘69 ‘Cuda ‘73 Vega GT ‘06 Mega Cab ‘14 Mercedes SLK
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Re: my turn to do battle with State Farm.....
[Re: crackedback]
#2937107
06/26/21 08:55 PM
06/26/21 08:55 PM
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Joined: Jan 2003
Posts: 15,315 Omaha Ne
TJP
I Live Here
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I Live Here
Joined: Jan 2003
Posts: 15,315
Omaha Ne
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Unfortunately, as soon as he hit you, put the car in park and take pictures of the scene.
I'd tell the adjuster that both you and the wife aren't feeling great and headed to the doctor for an evaluation. It's a game of leverage if the other guy is a liar.
my suggested version I'd tell the adjuster that both you and the wife have been experiencing back and neck pain and will be seeing a CHIROPRACTOR Worked well for me when dealing with SF, They became a lot more cooperative
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Re: my turn to do battle with State Farm.....
[Re: topside]
#2937158
06/27/21 12:39 AM
06/27/21 12:39 AM
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Joined: Feb 2003
Posts: 1,098 Massillon, Ohio
cudatom
super stock
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super stock
Joined: Feb 2003
Posts: 1,098
Massillon, Ohio
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0 Any insurance adjuster with an ounce of forensic knowledge will know immediately that the other guy hit you. Unless there's some parallel universe where Concordes slide perfectly sideways into bumper corners.
Unfortunately, nowadays you have to immediately photograph the impact, both vehicles, & the scene. Police reports are great, but good luck getting one; they'll blow you off right away if there aren't injuries or an extreme situation. You have to get over the who struck who crap. It doesn't matter. It's who owed the duty to who. The person backing out had the duty to yield. The location of the impact also shows you were clearly behind the other vehicle when they backed up. As to the threat of medical treatment ha,ha that means nothing. It's a separate claim. Just sit back and let the adjuster go thru his steps. Ultimately they will pay the claim regardless of what the insured tries to claim. The company has the final say, its actually written into the SF policy.
Ok
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Re: my turn to do battle with State Farm.....
[Re: BloFish]
#2937209
06/27/21 09:48 AM
06/27/21 09:48 AM
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Joined: Jul 2003
Posts: 4,768 Holland MI Ottawa
2boltmain
master
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master
Joined: Jul 2003
Posts: 4,768
Holland MI Ottawa
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I believe the standard is to not call the police for a fender bender but if one does not it becomes a legal mini court battle as to who is at fault with one of the involved lying. In many communities the police are too busy to arrive but in my community I have called the police and they arrived and the at fault driver was ticketed. The ticket and information on it is significant to proving who truly was responsible.
Keep old mopars alive.
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Re: my turn to do battle with State Farm.....
[Re: 2boltmain]
#2937241
06/27/21 10:54 AM
06/27/21 10:54 AM
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Joined: Dec 2007
Posts: 19,869 Puttin' on the foil in Charles...
not_a_charger
Mr. Big Shot Moparts Moderator
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Mr. Big Shot Moparts Moderator
Joined: Dec 2007
Posts: 19,869
Puttin' on the foil in Charles...
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I believe the standard is to not call the police for a fender bender In general I don’t think the police will get involved in minor accidents that happen on private property such as a store parking lot. There is no "standard" with regard to that. Police departments decide what they will respond to. Some refuse to respond to an MVA unless there are injuries being claimed or a traffic hazard exists. Others will respond to any report of an MVA. Police will not cite on private property. Some agencies will just write an informational report. Others will write an actual accident report and comment on the facts of the loss, but will typically not address liability. This is because they can't cite someone.
Earning every penny of that moderator paycheck.
DBAP
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Re: my turn to do battle with State Farm.....
[Re: Mastershake340]
#2937245
06/27/21 11:07 AM
06/27/21 11:07 AM
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Joined: Jan 2003
Posts: 10,707 North Dakota
6PakBee
I Live Here
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I Live Here
Joined: Jan 2003
Posts: 10,707
North Dakota
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In general I don’t think the police will get involved in minor accidents that happen on private property such as a store parking lot. We got hit in the Penny's parking lot some years back. Slow speed, no real damage of any kind. Called the cops. It took a while but an officer showed up, assessed the incident, said it was below the threshold for a citation. I did ask him if there will be a record of his involvement and he said there would be. I was good with that. My fear is that at the accident everyone is fine and then suddenly I find myself in court with the other driver in a neck brace and his lawyer claiming because of me his client will never be able to work again.
"We live in a time when intelligent people are being silenced so that stupid people won't be offended".
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Re: my turn to do battle with State Farm.....
[Re: larrymopar360]
#2937264
06/27/21 12:06 PM
06/27/21 12:06 PM
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Joined: Sep 2003
Posts: 19,355 north of coder
moparx
OP
"Butt Crack Bob"
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OP
"Butt Crack Bob"
Joined: Sep 2003
Posts: 19,355
north of coder
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I hope they don't total it. that's what i was wondering. i have been looking around on craigs list and fakepage market place hoping to find one of these cars for good spare body parts, but have struck out mostly. anything that is listed has rust or damage issues. these cars were kind of like the aspen and volare, it seems the rust was a factory "option". also, the ones listed seem to be in the $850 - $1300 or so range, so depending on what kind of estimate[s] i get, it could be close to being totaled. i'll see what/if i can find any old car value guide says, if that thing is even listed.
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