Originally Posted by not_a_charger
Uninsured/Underinsured is the same coverage. It's called UM/UIM BI (BI = bodily injury). I've never seen a carrier that offered 2 separate coverages, one for UM and one for UIM.


https://www.progressive.com/answers/uninsured-motorist-insurance/

Here’s a primer. It’s not the same thing. Maybe somebody in the industry can chime in?


I want my fair share