You're right that investing in stocks is more profitable than credit histories. But this type of investment should be approached with the utmost forethought. To assess the company's profitability, you need to study all the documents and reviews of this company. To determine if the company was on the verge of bankruptcy and how great the financial outlook was. I chose to buy shares from restaurants and companies producing household chemicals because they are always in demand and therefore have a solid financial position. So if you want to go that route, you can learn more about chick fil a stock . I'd love to hear about your experience with stock purchases.