Since there has been a major change in your health plan, it is good you have started researching it,
but I would urge you to spend some money, hire a “pro” and learn even more.

Ask around your circle of friends to see if
there is someone who works for a medical insurance company,
or someone who works at a hospital or doctor’s office in billing.
Be willing to pay at least $300 for help.

A pro needs to read the rules of this new health plan and translate the “medical-ese” to you.
Copay, % coinsurance, deductible exceptions, yearly limits, lifetime limits, state laws... it goes on and on and on.

These details can cost you $3000 a year easily, and one in ten will face a $30,000 bill in their lifetime
... thats why I urge buying $300 worth of prior education now as a bare minimum start.

If you are tight with your money (like me) buy this recently published $16 book at Target

https://www.marshallallen.com/

It is really hard to repair cars without tools, field service manuals (FSMs), pro advice, and help from highly experienced friends.

Medical advice and health insurance navigation is FAR WORSE
than repairing automobiles.