I’m not seeing any good interest rates now, at least with Ram. They were well into the 3% range.
Guitar said salesmen don’t care how a car buyer will pay but I question that. Once I was really interested in buying an Audi. I was naive walking into the showroom as I’d never bought a new car before. The salesman was really pushing me to get a lease rather than buy the car. When I told him I was about to close on a home equity loan to use to buy a car, it seemed like he couldn’t get rid of me fast enough. It was apparent he didn’t want to sell me a car, only lease or use their financing otherwise I was worthless to them.
I didn’t need an Audi anyway, so just as well!