I view eBay is a necessary evil, like Google. I've been there for ages and finally relented and just updated my account to accept payments with eBay's 'new but far-from-improved system. The old version with PayPal was pretty nice, never had an issue, could transfer funds either way at my discretion. Now I have to have a bank account (and a PayPal account is NOT an option) and specify if I want daily or weekly deposits into that account. I had to verify mailing and contact info, and add the routing number for the account, but no other info was needed. No picture ID, no 'receipts' or any of that stuff....