Originally Posted by Cometstorm
The Hartford (AARP sponsored) is who we’ve had for years, home and autos.

Maybe multiple reasons we get a break? Age, no accident or ticket history, zip code, FICO score, very low mileage, time with the company, etc.

I recently explored Liberty Mutual. Their coverage and cost was about equal. Our house coverage would have been $400 less, but earthquake deductible would have went from 10% to 20%.

Decided to stay with The Hartford. Lazy I guess... shruggy

Then again the few times we’ve had claims (hail) they’ve been nicely responsive.

Well I have the no accident, no tickets, low miles & perfect fico covered... I can always join AARP
Not sure how rural PA zip code stacks up against MO

Earthquake coverage is interesting... we have them in PA but very small, mostly scale a 1-2... The state had one 5.2, and a 4.6 back in 1994, that's center was less than a mile from were I lived at the time. I slept through it laugh2 But it did open up a number of sink holes in the area. A friend's Dad lost a shed into one of the holes.

Soon as the garage is built and wife's pool goes in, I'll have to give Hartford a call & see what they have to say.

1966 383, 4-sp Charger 38yrs
1970 440+6, 4-sp Road Runner 36yrs
1974 360, auto Challenger 25yrs,in Family 41yrs
2003 Ram 2500 QCLB 4x4 Cummins HO
2010 5.7L R/T 6sp Challenger - Mopar10
2018 392 Daytona Charger