When was the last time you heard of a bank running out of cash? The folks had the money, but their bank couldn't give it to them. What a system.
Ive had it happen to me on several occasions over the last 25 years or so.
1st time I wanted 25k , all cash. Was traveling to upstate NY to look at a car. My bank branch didnt have it.'
asked me to come back next day and all would be good
Last time was about 3 or 4 years ago. I went in to get $5k. , again didnt have that much cash on hand. ( different bank chain entirely this time versus 1st time )
I once asked a family member whom is a vice president of a bank chain.
He told me once the amount of actual cash on hand depends A LOT on the branch itself
If it were me and the buyer was in front of me,,,, standing in a bank I would have asked to do a wire transfer and sold the car.