Thanks guys,
Yeah, doesn't it sound whacked? A policy is a policy, right? I'll mention to him some of those questions and suggestions.. AFAIK he hasn't settled yet ...

He said he was working with an adjuster, and IIRC got a second opinion, but are adjusters impartial? I wonder whose word he is taking as truth. New York insurance commission, etc - we do have some solid consumer protection services here. I don't know how carefully he has reviewed his policy, but I think he is the type that would consult an attorney to be sure he's not leaving any stones unturned. There is $130k at stake and he still owes on the mortgage.. (mortgage-banks always demand proof of insurance, but maybe they scrutinize the policy to verify for themselves that insurance has full coverage?).

Anyway - thanks for your input, I'll update y'all if there is any news next time I see him.
- Art

Last edited by 67SATisfaction; 02/25/20 09:22 AM.
65 Satellite hardtop 361/4bbl console 727 2.76
67 Satellite convert 383/2bbl column 727 3.23
67 Lancia Fulvia Sport 1.3 Zagato. Alloy body, 1.3L V4 DOHC 4-spd
67 Lancia Fulvia Rallye 1.3. Alloy panel, 1.3L V4 DOHC 4-spd
71 Alfa Romeo GT Junior 1300 Zagato, 1.3L 4cyl DOHC hemi 5-spd
82 Alfa Romeo GTV6 2.5L SOHC hemi V6 5-spd transaxle
75 Maserati Bora US spec 4.9L DOHC hemi V8 5-spd ZF
77 Maserati Khamsin Euro spec 4.9L DOHC hemi V8 5-spd ZF
07 Aston Martin DB9 6.0L DOHC V12 6spd transaxle