All I want is to be able to make a phone call, give someone a card number, tell them what I want and how I want it and have it delivered to me in a reasonable amount of time (days or maybe a few weeks, not months or years) without having to worry about getting ripped off, BSed, being involved in legal proceedings, having oil and/or water squirt out of it like a lawn sprinkler, having to fix pxxxpoor machining screw ups and on and on. I don't want to have to be educated on the finer points of bankruptcy law. I'm too old, and I have about zero tolerance for such bullxxxx, which happens when you get old.