If you just lined up the dots it SHOULD be 4*'s ahead.
so by right's i am 4deg advanced. i should be using the -4 to be straight up. correct?
Most cams are ground with 4* advance into them so if you line up the dots the cam will be installed where the cam grinder wanted it.
Dot to dot SHOULD be in at 106 where the card says. If you retard it 4 you SHOULD be at 110.
The only way to know for sure where it is is by degreeing the cam in. I've seen some weird stuff over the years. You could have some tolerance stack up and have it be way off. But I'd bet it's pretty close to 106. You just need to verify that.