Polarapete,
I don't know the insurance situation with the incident nor is it any of my business. Just trying to help a guy who is pretty much a one man band farmer according to bob and a fellow racer who could probably use a little help, as even with insurance sometimes insurance payments aren't timely enough to keep the homefires burning.
Contacting DRAW is also a good idea.
I can well understand you wanting to help the man and his family. I am retired now and have to watch every penny, so I cannot send money. When I was working I belonged to DRAW and when Scott Kalitta was killed at Englishtown, I sent DRAW $25.00. I knew the Kalitta family did not need the money, but I was sure that some other racer would in time. A DRAW donation is also tax deductible and a gofundme deal probably does not qualify.