Re: GM sued for spying on customers/jacked insurance
[Re: TooMany62s]
#3223273
03/28/24 06:35 AM
03/28/24 06:35 AM
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Joined: Dec 2007
Posts: 19,870 Puttin' on the foil in Charles...
not_a_charger
Mr. Big Shot Moparts Moderator
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Mr. Big Shot Moparts Moderator
Joined: Dec 2007
Posts: 19,870
Puttin' on the foil in Charles...
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Some insurance companies, like Allstate, offer discounted rates to those who allow monitoring their driving habits through access to their phones. The day will come, with all insurance companies, when you won't get a discount for allowing monitoring, you will be required to pay a premium if you don't allow monitoring. I think that's entirely possible.
Earning every penny of that moderator paycheck.
DBAP
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Re: GM sued for spying on customers/jacked insurance
[Re: TooMany62s]
#3223280
03/28/24 08:14 AM
03/28/24 08:14 AM
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Joined: Jun 2004
Posts: 3,376 St. Charles, MO
wingman
Uncreative Title
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Uncreative Title
Joined: Jun 2004
Posts: 3,376
St. Charles, MO
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Some insurance companies, like Allstate, offer discounted rates to those who allow monitoring their driving habits through access to their phones. The day will come, with all insurance companies, when you won't get a discount for allowing monitoring, you will be required to pay a premium if you don't allow monitoring. Isn't that basically the same thing?
1969 Dodge Coronet Super Bee 383 A4 1970 Plymouth Road Runner 440 FC7 (sold)
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Re: GM sued for spying on customers/jacked insurance
[Re: ZIPPY]
#3223287
03/28/24 09:52 AM
03/28/24 09:52 AM
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Joined: Jan 2003
Posts: 74,978 U.S.S.A.
JohnRR
I Win
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I Win
Joined: Jan 2003
Posts: 74,978
U.S.S.A.
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Part of the reason I got out of my 2018 ford and back into a 98 Dodge, too much technology that isn't for my own good, I'm trying to get the wife into something older now too. I know I'm being tracked thru my phone but I'm looking into one of those bags that will block the signal reaching the phone , I survived for decades without one so no big deal .
running up my post count some more .
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Re: GM sued for spying on customers/jacked insurance
[Re: JohnRR]
#3223294
03/28/24 10:36 AM
03/28/24 10:36 AM
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Joined: Jan 2003
Posts: 10,538 Freeport IL USA
poorboy
I Live Here
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I Live Here
Joined: Jan 2003
Posts: 10,538
Freeport IL USA
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Its all those "convenient" things that are mostly what is tracking you on your phone. Things like the weather app, map directions, instant answers to questions, the latest stock market news, the latest sports news, those money saving coupons at your finger tips, anything you just have to have because you might get or win something, or you have just because it sounded good, or might have something that interests you and was free. That would be on top of the 20 or so things your phone has automatically added just for the privilege's of carrying it around (and of course for your "safety", or any web site you looked at on your phone.
Most people are so addicted to the instant information, they couldn't live with out it. There are phones out there that do not have many tracking apps, but most people would just add all their "needed" apps as soon as they got one of those non-tracking phones in their hands.
I have a flip phone without an internet connection, and most of the time, it is sitting on the kitchen table. My truck has 96 technology, so unless my wife is riding along with her loaded phone, I'm pretty hard to track, I think. When this thing dies, I'm going for one of those low tracking phones.
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Re: GM sued for spying on customers/jacked insurance
[Re: TooMany62s]
#3223398
03/28/24 05:05 PM
03/28/24 05:05 PM
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Joined: May 2005
Posts: 4,713 Florida
BDW
master
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master
Joined: May 2005
Posts: 4,713
Florida
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Some insurance companies, like Allstate, offer discounted rates to those who allow monitoring their driving habits through access to their phones. The day will come, with all insurance companies, when you won't get a discount for allowing monitoring, you will be required to pay a premium if you don't allow monitoring. I've wondered about this, it's not tied to car, but your phone app. So if you're a passenger with someone who's a crappy driver, I guess you get dinged too? And what about the people that carpool, they think you've driven 2x what you really have?
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Re: GM sued for spying on customers/jacked insurance
[Re: BDW]
#3223507
03/29/24 09:32 AM
03/29/24 09:32 AM
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Joined: Jan 2003
Posts: 74,978 U.S.S.A.
JohnRR
I Win
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I Win
Joined: Jan 2003
Posts: 74,978
U.S.S.A.
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Some insurance companies, like Allstate, offer discounted rates to those who allow monitoring their driving habits through access to their phones. The day will come, with all insurance companies, when you won't get a discount for allowing monitoring, you will be required to pay a premium if you don't allow monitoring. I've wondered about this, it's not tied to car, but your phone app. So if you're a passenger with someone who's a crappy driver, I guess you get dinged too? And what about the people that carpool, they think you've driven 2x what you really have? I think my parents had Allstate for a time and they had a dongle that plugged into their ODBII port that was monitoring the car and sending back info , my dad would occasionally get a letter from them stating he was driving too fast .
running up my post count some more .
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