Briefly , The home we purchased had a "Home Warranty" purchased for us by the seller. I wanted to try them out to repair leaking shower valves .........

Paid the $85.00 service call fee and had a 'plumber' 75 + miles away schedule an appointment for 2 + weeks later ! ........ when he FINALLY

arrived he said : YES , the valves need replacing & must be "Approved" by warranty company ....... I never - ever heard from anyone

ever again .......... Called local plumber he arrived next-day repaired everything for $150.00 ......... I WOULD NEVER , EVER HAVE PURCHASED

an aftermarket warranty ........... what's been your "?" experiences ?

The warranty company was "First American Home Warranty" ..........

I had one the first 5 years when I bought my house 22 years ago. I used it with no problems. I dropped them only because I remodeled my house. Did you try calling the home warranty company your self?

YES ! It's an IMPERSONAL mechanical phone tree !

We've had AHS for ~ 12 years, we'd be miles ahead if we'd never had it. Too many exclusions and "gotcha's". For instance, building codes change ALL the time, any required code updates are on you.

Water heater replacement (here they won't sell a gas heater to a non licensed plumber, gotta use one) deductibles, code upgrades and flooring damage (not covered) ran us ~ $3,000. I suspect it'd been cheaper if we went our own way and just hired a plumber?

A/C system fail? They'll NEVER replace the system if they can find a part to make it operational. They'll pay only $10 / pound for freon, the rest is on you. The contractor they sent out advised us to dump them.

We got only one "win" out of it. Washing machine failed, they allowed more than enough to replace it with a top line unit, wife only had mid level desires. As long as it's sufficient for the job that all she wants.

All they are good for is to give unsuspecting homebuyers a warm, fuzzy feeling about buying a house. When we bought our starter home, the sellers paid for one. Totally useless. I had a clogged drain in the laundry sink in the garage and AHS sent out a plumber who wouldn't use the cleanout under the sink because it was too hard to get to. He wanted to go on the roof and go through the vent. He wanted me to sign a waiver stating that I wouldn't hold them responsible if his power snake damaged the brand new roof. I sent him away and AHS tried to make me pay for the visit. I told them he didn't do anything, so I wouldn't pay. Much discussion ensued and they made me pay, but then gave me a freebie for something else down the road. I don't remember what I used it for because it was about 20 years ago.

The short version: they are useless.

Up till 6 years ago I had HSA Home Warranty. They would deny first. Then I would escalate the claim and even got a new AC unit out of them. American Home Shield after that. They were better. Have a new company that is worse, but cheaper. I have 2 combo AC/Heat units on my roof that are over 5K each to replace, so I pay the warranty company and they keep the units running.. The warranty doesn't cover everything, so I fixed my pool pump last month, my fridge ice maker this month. If I knew HVAC repairs, I would definitely drop the home warranty.

LMAO Did you ask to speka to EYERENA ??? ( referring to an old commercial) LOL

Had one on a 4 family we purchased(paid for by seller) They covered a furnace, fridge and 2 stoves in the 1st year.......took some "convincing" at times but they did it. Haven't renewed it since it expired. Not sure on cost but 1k/year would almost cover the stoves and fridge(rental units get nothing fancy) so we've been flying without it for 6+ years.....easily cover expenses without a warranty.

I have never talked to someone who was pleased with them. My house came with one and all they did was help fund a new dishwasher and stove, wasn't much but better than nothing?

PIA we have one on our house we bought last year. Here is the out come on everything. Every claim suppose to be the $75.00 deductible amount

Furnace stopped heating. Called scheduled HVAC company to come by says its cause the igniter was dirty and wasn't covered under warranty. Cost $150 plus tax for service call
Water heater pilot stopped working. HVAC comes out says water heater is under manufactures warranty and that gas valve is faulty. Claim denied. Part covered by manufacture but still costs me $300 plus to have installed no payment due on the $75 though
Fridge stopped working. 10 year old fridge. Compressor at fault Pay the $75 fee. Given choice get HWC to pay for new compressor to tune of just over $600 or get that amount and use towards new fridge. Bought new fridge for $2K
A/C unit this spring wasn't cooling. Claim filed and come out. Pay the $75 fee to find out unit low on freon. Pay for freon as HWC says they need a leak down rate to determine how fast its leaking. Tech says he knows where leak is its in a line. HWC says they won't pay for that as it is manufacture fault. It less than 2 years old. Fight for months with the company back and forth telling them I just paid $150 bucks for freon that I know next spring I will have to redo it. Finally they agree they will pay the tech to solder the joint again. Tech came out and did it and said I'm not going to charge you for it. It took him less than 15 minutes to do it.

On our previous house we bought it came with one. Main floor bathroom faucet was leaking inside the wall and dripping into basement mechanical room that was un finished. At same time main clean out cast iron pipe was leaking as well. Warranty company was willing to pay for the redoing of both pipes but the sheet rock work on the wall was not covered! I went ape sh!t crazy on them for that one. I told them if I have to replace a headlamp on a new car and to do the job I have to remove a bumper cover it was all part of the process. No different with tech having to cut into wall to fix leaking pipe. They told me to go pound sand.

Needless to say I wont buy one on purpose.

Any of those warrantees are high profit margin for the companies. If they come with a house, fine but I would never pay for one. The odds are better for a payout at a Nevada slot machine.

My parents got one a few years ago for their place in southern IL. This past winter, when we had a bad cold snap for a couple of weeks, their furnace went out. They called it in to the warranty company, and were given the runaround on finding a network service person in their area. Fortunately, their neighbor called a local service rep to come look at it, and fixed it for a small fee. They tried to turn it in to the warranty folks, who had yet to get someone in their network to come look it over. They paid it themselves and dropped the warranty.

Kind of like that hustle CAR SHIELD.......

All kind of exclusions and deductibles that YOU HAVE TO PAY !