So how do you add somthing like that to a house refi? I just can't see how that works...PM me if you want.

As the years went by I developed more equity in my home. My first loan was in 1984 and the interest rate was 14% for home loans. 30 year fixed loan was the only one I could afford at the time too for the first time. So I refinanced my loan many times as the interest rates went down.

After a while you pay more of the house off(get equity) and then they will reloan more money for whatever at home loans interest rates during re fiance. Way better than 10% money. My home loan was around 4-5% when I paid off my first RV loan that was at 10% with money I got from re financing and basically borrowing more money from my home lender, but at 4-5% INSTEAD OF 10%. I paid off the first loan so I was not really borrowing more money, if see what I'm saying.

But at first I did not have enough equity to buy a whole RV from just the home loan money. So I had to have a separate loan from a separate bank that did RV loans ETC. Worked on paying that off for about 5 years out of a 10 year loan until I could use house money to pay it off.

I have always had fixed interest rate mortgage loans.

I bought 2 TAD blown hemis and that toterhome with home mortgage money. Maybe not for everyone but is how I was taught to borrow money and at the same time get lower current interest rate when re financing. My bank has always done it for 250 bucks and no points. So it is cheap to do and I have saved 100K during the life of my loan. At one point I went from 30 year to a 15 year loan and then back to 30 year with real low rate at 2.75%. Then paid it off finally about 15 years early or something like that. Over all I had a home mortgage for 30 years, but at least 8 different ones, same home.


My first deal/loan from my mortgage bank was a 10 year balloon loan for 10K before I could get money from home mortgage refinance. Bought my first Hemi with a balloon loan just remembered. They can be tricky if your not good with money.

One more thing about my home mortgage.

My Grandfather, my Mom and my Aunt worked at a bank. Made me open a savings account when I was real young.

When it came time to get a home loan, after saving for 5 years because then you had to have 20% down.
I was instructed to make a extra principle payment every month, so if my principle and interest payment each month was 400 bucks I would pay 450 a month and that way I would pay off my loan early. Did that from the get go in 1984.

So when I re financed and borrowed additional money I increased my monthly mortgage payment to cover the extra money I borrowed. If I had just keep paying the same amount then I would drag my term out too long and cost me money that way too. You don't want to take 20 years to pay off a 10 loan. At the end I was kicking in a extra 300 bucks a month that covered that RV re fiance loan.

I have to disagree.
I own a 2012 F450 12' flat bed stake body truck with a V-10 and a 2014 F550 mechanics crane truck with the V-10 motor. Neither gets good mileage. The 550 I have driven twice this week shows between 4.5-5.5 MPG. on the dash read out MT bed with just the weight of the crane and tool boxes. They are gas hogs and I am city driving, so I bet they get a little better on the highway. But man that is not good mileage.

The V-10 power is adequate but not spectacular.

The brakes and suspension on a F53 RV chassis are heavy because the RV is heavy and only leaves 5000# capacity to the GVWR. Go past that and you are asking for trouble and a shorter life from your vehicle/chassis.

You can't feel the car hauler as much because the RV is heavy. Don't mean you have the brakes and suspension for more than a 5000# trailer with a F53 chassis. IMO

The reason I bought Fords and V-10s was because they are cheap to option from the factory for gaseous fuel. 312 bucks gets you hardened valve seats and better valves and a intake manifold with additional injector bungs built in for gaseous fuel. Mopar or chevy can't compete with ford when it comes to gaseous fuels. Looks the same from here, this is my 2012 F450 V-10. Both of my V-10s run on LP gas 98% of the time. Sometimes on a long day the trucks will come back into the shop on gasoline, so we know what kind of mileage it gets on gasoline.

Closer look...this truck has a bi fuel fuel system. Uses both gasoline and LP gas for motor fuel. It can burn either or. It always starts on gasoline and after about 3-5 minutes warm up time automatically switches to LP gas. Runs better on LP gas as LP gas has 120 octane and the computer adjusts for that. It can run out of LP gas on the highway or wherever and switch back to gasoline automatically with just a very slight hickup. Most folks/drivers don't even notice the switch I have found.

Injector fuel solenoids.


The fuel tank, holds 29 gals at 80% full and can only go 164 miles until the tank goes empty on the highway. This past summer LP gas was about 1.20 a gallon retail including road taxes, now it is up to 1.80 a gallon. Still cheaper than gasoline and way cheaper than diesel. V-10 does not get good mileage IMO.

I am running the same exact truck and parts today except for the spark plugs and boots were replaced since these pictures.

Do a search for Xplorer Xcursion class C motor homes.
Built on Dodge or ford chassis with V10,Hemi, or Cummins.
We've had a 25' with Dodge V10 since '03, not fancy but almost as easy to maneuver as a dually, and available on 4x4 chassis too.
A great feature is the fiberglass roof, no leaks yet!
Ours does fine with a 7k lb enclosed trailer, haven't tried anything heavier.