I bet its a bled down lifter clicking away that could cause the rocker-cam follower to pop right out from under the cam and cause a big problem if it takes out the cyl head. Just got away with cheap repair on an 03 with low mi(114k) that I bought. Put the followers back in place,(there were 3 off)
, changed oil and filt a couple of times and dumped a quart of marvel mys oil in there and have put about 1500 miles on it with NO ticking on startup. Will change oil soon again. These 3.7 and 4.7 engines do this, and I believe it's from lack of oil changes. Never ran into injectors making huge racket like that.