30 years ago you never had insurance commercials back to back on TV. Now they say they are a quality insurance that's been around for 30 years. My question is WHERE? 30 years ago there was about 3 main insurance companies and one of them i had since then so i am not switching. I remember they told me they may not be offering insurance in my state because of some law back then. The flood gates opened and now every fly by night insurance company has a commercial(and a stupid mascot). Only pay for what you need one says, How about only pay when i need it! Back when super storm Sandy hit the insurance companies had some loophole to get out of paying. What they should advertise is what they pay out to people who actually need it compared to how much of your premium goes to advertising. Insurance is nothing but a worthless money pit. Put Flo in a string bikini and maybe it will make me pay more attention rather then change the channel!