@not_a_charger
don't know if that works here.

anyway, our car got hit from behind, but it was a multi car pileup.
I called my insurance to get paperwork started, but do I take a rate hike because I made a claim even though the other guy is at fault?
like when I decide to change insurance companies will this count against me?


my insurance obviously made a claim against his insurance already. and his insurance has called and said he admitted fault, but they are trying to figure out if he is fully at fault, since I felt 2 hits.
is it better to close this claim against mine and wait for his to pay out? or does it even matter?