It was not stated value. It was agreed value. Big difference. Hagerty doesn't sell stated amount/stated value policies.
Not_a_Charger, could you please explain what the difference is?
I'm getting the "market value" b.s. from my insurance company and not liking the sound of it. I could provide all the comparables of a '71 Hemi Challenger value but could they really say "nah, it's a $200.00 pile of scrap iron?"
I'm not worried about mashing the car up on my own account, I'm more concerned about a total loss by theft, if that helps you.
Sorry O.P. for the hijack.