I paid off all my debt and my score dropped 30 points, figure that one out.
Same here, last year checking monthly when I’d get my Discover bill, I was always 835 to 850. Paid off my mortgage late last year and the balance of my HELOC this year now Discover says being debt free means I’m down to 810-825.
No one would pay any attention to a drop like that, though. Virtually no difference between an 810 and an 850 when it comes to anything.
