I think the last time I got cash was in August...right before I left for the Mopar Nats. After I got home I put most of it back in the bank but kept a little to carry around. I still have some of that today. I use my CC for 99% of my purchases and pay the bill off in full every month. I've never paid a penny in interest. I have been wiping down my CC with disinfectant spray.