And have they correctly listed every single deposit and pre-pay among their creditors?

Ooppsss... there's this "tendency" to forget this. Like every single time, where you pay off your friends, father-in-law, people who will burn your house down, etc. now, and let everyone else argue over what's left.
This is supposed to be a major rule: any creditor you do not list in the petition or notify means that debt is not discharged or reorganized through the bankruptcy, and you still owe them every penny.
Except it never happens. The big creditors don't want the money to go anywhere but their pockets.


Boffin Emeritus