i totally agree about on track..
but in the pits is a different story..
i had a tow rig swing and nail my car yrs ago.
One could argue that vehicle is insured and it was..and i finally got a check.
however..
i had a guy pitted next to me and his race car was backed into by the race car across the isle..
to me ..thats not a condition of...tough cookies.
thats a condition of negligence ...IMHO.

i agree..in the lanes...all bets are off...ill forfiet my claim..
but
not in the pits..I dont forfiet my claim...It may be an accident..but if you damage my property expect to pay for your mistakes..
and vice versa